Regional Hub Manager
Year Thane, Maharashtra, India
Job Description
Job Purpose
- To underwrite mortgage business and manage the portfolio built by Centralized Decisioning Hub (CDH)
1. Support and co-partner with business teams to manage end to end credit approval for the designated region
2. Underwrite and provide In-Principle approval for salaried for retail and high value cases and present to senior level
3. Authorize deviations raised and documented by underwriters in compliance with credit policy.
4. Finalize review of credit memos, prepared by underwriters, and approval/ decline sign-offs on every file after checking for documentation requests.
5. Monitor and oversee the entire CDH team delegated to the person selected for this role.
6. Lead a team of credit approvers to ensure portfolio quality and delinquencies.
7. Engage in development, implementation, review and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improving upon processing efficiency of the HUB
8. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting and sanctioning of loan.
9. Evolve underwriting norms customized to the local market needs and ensure continued enhancement and execution of consumer credit risk strategy.
10. Maintain strict adherence of TAT for In-principle approval of cases routed to CDH
11. Maintain highest standards of quality in cases underwritten by CDH
Qualification - CA / MBA Finance
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Job Detail
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Job IdJD2984570
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IndustryNot mentioned
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Total Positions1
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Job Type:Full Time
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Salary:Not mentioned
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Employment StatusPermanent
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Job LocationThane, Maharashtra, India
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EducationNot mentioned
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ExperienceYear