Job Description

Department: LCG- Financial Sector Role: Associate Director – Financial Sector RatingsExperience: 8 to 12 yearsJob Role: Lead a team of analysts involved in rating of financial sector entities. This includes NBFCs (in vehicle finance, microfinance, housing finance asset class and broking entities) and BanksFunctional Skills / Knowledge· Technical:o Good understanding of regulatory framework and changes in the sameo Strong understanding of 2-3 asset classes in the NBFC space like vehicle finance / microfinance / housing loans / gold loans.o Good overall understanding of the banking sector· Client Management / Stakeholder Management: o Undertake in-person meetings / telecon with senior management personnel at client side to discuss strategy, business and financial performanceo Lead the team in meeting preparation covering analysis of past trends and future projections · Writing and Presentation Skills:o Writing detailed rating reports to explain the rationale behind the ratingo Making presentations to CRISIL Ratings’ Rating Committeeo Preparation of sector noteso Writing opinion pieces to cover developments / share outlook on various asset classes / sectors· Regular Portfolio and Sector Monitoring o Monitoring and tracking the financial performance on quarterly basis aside from event-based reviewso Stay updated on the latest market developments and their implicationsCandidate Profile· Excellent oral and written communication skills primarily focused on managing client communication and report writing· Ability to get execution of transactions under stringent timelines · Has relevant experience in managing teams involved in analysis of NBFCs / Banks · Experience in handling CXO conversations at in-person meetings · Proficient using MS-Excel, MS-Word and MS-Power Point