Area Credit Manager Loan Against Property (lap) Credit

Year Bengaluru, Karnataka, India

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Should have experience in Team Handling
Researching and evaluating clients’ creditworthiness Creating credit scoring models to predict risks Approving or rejecting loan requests, based on credibility and potential revenues and losses
Handling secured, unsecured and working capital and LAP
Evaluate and process end to end Loan applications within agreed TAT timelines.
Approve or reject loan requests, based on credibility and potential revenues and losses
Calculate and set interest rates
Timely clearance of open audit queries, quality control checks
Timely completion of Vendor Management related activities
Negotiate loan terms with clients
Monitor payments
Maintain records of loan applications
Providing support to Business Plan through quick turnaround of New and Existing proposals and work with team to optimize returns while remaining within Risk Appetite

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