Job Description

:

Job Role :

1. Periodic regulatory returns

\xc2\xb7 Preparing the PAN Bank Exposure Report

\xc2\xb7 Compiling, checking and filing the CRILC return every month or as per periodicity indicated by RBI

\xc2\xb7 Compiling, checking and filing the Gift City Return every quarter or as per periodicity indicated by RBI

\xc2\xb7 Reconciliation of outstanding as per GLEMS / Exposure Report with Fincon Advances

\xc2\xb7 Handling the staff accountability process, initiating Committee meetings, recording minutes, following up on implementation of action points

\xc2\xb7 Preparing the Risk Control Self Assessment Checklist and the Key Risk Parameters for control testing for Credit Monitoring, Regulatory Reporting and GLEMS Administration

\xc2\xb7 Verifying exposures greater than Rs.10 lakh which are not part of GLEMS and alerting responsible teams to update these.

\xc2\xb7 Submission of the risk based supervision (RBS) document to RBI on quarterly basis

\xc2\xb7 Analyzing the trends in Key risk indicators for the Bank based on the risk based supervision exercise.

\xc2\xb7 Highlighting major risks if any arising from the RBS exercise.

\xc2\xb7 Guiding other segments where required on the RBS process

\xc2\xb7 Portfolio analytics highlighting status on key credit risk indicators

\xc2\xb7 MIS reporting of Adhoc intraday and takeover of accounts to the Credit Committee

\xc2\xb7 Providing data requests given by auditors and Managing compliance to internal audit, statutory audit and RBI Inspection comments

2. Compliance reporting such as single, group borrower exposure, industry wise exposure, etc.

3. Automating the reporting requirements through GLEMS. Ensuring that required data are correctly updated in GLEMS.

Job Requirements:

\xc2\xb7 Minimum qualifications: Post Graduation.

\xc2\xb7 At least 3-4 years of experience and well-versed with computers

\xc2\xb7 Knowledge of Credit Appraisal, Credit Monitoring and regulatory requirements related to Credit

• Thorough knowledge of Finacle, CORE, GLEMS and advanced features of Microsoft Office including data management capabilities of Microsoft excel.

Personality Traits:

\xc2\xb7 Good Organizational Discipline

\xc2\xb7 Accuracy and Error Free Execution for Tasks Assigned

\xc2\xb7 Good communication skills

Kotak Mahindra Bank