Job Description

Portfolio

Handling of specified portfolio by providing services related to Credit Admin activities


Sanction Letter

Capability to check the accuracy of Issuance of sanction letter as per the terms and conditions of approved Term Sheet


Security documentation

Ability to check the accuracy of Issuance of security documents as per the terms of sanction


Verification

Verification of Constitutional documents (MOA, Partnership Deed, etc.), Authorisations (BR, Partnership, Letters, etc.) for availing facilities, creating security, execution of documents and scrutiny of executed documents to ensure proper execution.
Capability to check the original property documents submitted by the mortgagor at the time of mortgage creation in terms of Mortgage Deed / TSR


ROC / CERSAI related compliances

Ensuring registration of security charges in favour of the bank wherever applicable.


Disbursement

Understanding of Limit module in Glem and Finacle.
Handling Limit Loading in Glem / Finacle, upon completion of proper execution of documents / compliance with the terms and conditions of sanction and receipt of approvals for deferrals in case of non-submission / discrepant documents
Management of Security/Collateral module in GLEMs.


Tracking of deferral

Tracking deferrals for regularization with escalation to the concerned RM/Business under advice to Credit Approvers and monitoring expiry of documents.


Custodian

Ensuring proper care and safety of documents held in FRFC and complying with the laid down process / procedure for storage of documents.


Document Tracking

Tracking of documents for receipt; deferral; expiry etc thru’ CAD systems


Liaison

With Business Teams, Legal; Credit; RMs; CPC, Audit, Service Providers etc for timely and quality deliverables by resolution of issues/ answering queries


Projects

Ensuring completion projects allocated within the timeframe


Audit

Handling of RBI/Internal/Statutory/Concurrent Audit requirements.

Job Requirements:

• Should have a minimum of 5-8 yrs of relevant experience
  

• Graduate preferably in Banking and Finance/Commerce or CA. Post-Graduation: MBA/ M.COM would be preferred.
  

• Ability to Influence/relationship Management Skills
  

• Analytical and financial skills
  

• Strong communication skills
  

• Eye For detail.