Job Description

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Job Role:

Lending and Mortgage :

-Handling Title Investigation and Due Diligence of property mortgaged as security/ collateral with the Bank for various products

-Scrutinizing and advising on the documentation pertaining to lending activities, Drafting and vetting of various Facility / Lending Documents, Mortgage documents including various Undertaking, Indemnities, Release Deeds, POA's, etc.

- Highlighting risk parameters to the stakeholders from time to time

- Advising on Stamp Duty, Registration and Mortgage related queries from time to time.

Ensuring compliance of Regulatory Guidelines:

- Framing process notes and policies as per the guidelines issued by regulatory authorities from time to time.

- Handling regulatory Audit and Inspection.

Drafting of Agreements, Contracts and Approving Terms & Conditions:

- Handling Contract Managements, Drafting and Vetting of various agreements such as Service Level Agreements, Outsourcing Agreements, Payment Gateway, Referral and Digital Marketing Agreements, Co-origination, i.e. Co-Lending contracts, Collaboration Agreements, Business Correspondence (BC) Agreements, Commercial Contracts with the Vendors and Channel Partners

- Drafting and Vetting of Loan Agreements, Sanction Letters, POA's and various security documents;

- Drafting and vetting of Board Resolutions, Terms and Conditions and Disclaimers for Online and offline products, displayed on the Bank's website and Mobile Banking APP.

Handling Litigations and Arbitration Proceedings:

-Appointing and liasoning with Advocates.

-Handling Civil and Criminal matters filed before various courts and Arbitration Tribunals.

-Drafting and vetting of written submissions, Rejoinders, Statement of Claims, Appeals, etc.

-Handling recovery matters and giving opinion on legal course of action for NPA and default accounts

Job Requirements:

-8-12 years of experience in Title Investigation and Due Diligence, Scrutinizing and advising on Mortgage and lending arrangements will be preferred

-Effective communicator with strong analytical skills

-Industry preference :Banking & Financial Services