Senior Relationship Manager Working Capital
Job Description
1) Roles and Responsibilities
Key Aspects:
- The EB & WM function is engaged in funding short term, medium term and long-term working capital needs of SMEs via a suite of customized short and long tenured products.
- While unit of sizing up the business is its loan book size, profitability and zero tolerance on delinquency are key business objectives
- Strong understanding of business finance, loan structuring methods and credit administration are key to building credibility with customers and gaining competitive advantage
- Understanding of local market patterns such as specific occupations/trade, industries at play, local financial and investment preferences and practices important to gain competitive advantage while structuring loans and identifying leads.
Key Challenges:
- Increase the market share in targeted locations against competition
- Constantly upgrade financial, know-how of self on loan structuring methods and business financials in order to build credibility with customers
- Stay abreast with the recent market trends and local market preferences and needs
- Ensure credit quality and carry out effective portfolio selection and pre-screening to minimise risk of NPAs
- To ensure complete safety of financed amount through post
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Job Detail
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Job IdJD3168010
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IndustryNot mentioned
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Total Positions1
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Job Type:Full Time
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Salary:Not mentioned
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Employment StatusPermanent
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Job LocationSurat, Gujarat, India
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EducationNot mentioned
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ExperienceYear