Job Description

Job Title -
Product Manager - Home Loan
Place of work

• Mumbai

Business Unit

• Retail Banking

Function
- Retail Banking
Job Purpose:
The role entails driving value propositions for Home Loan lending business by executing strategies to expand the existing products, channels, segments and customer base by delivering banking needs to the customers in the most cost efficient and technology effective manner. It includes managing teams, systems, process and culture amenable to the scale and ensuring consistency of delivery. Role will closely collaborate with Retail team - Product Head, Operations, Sales, IT, Credit, BIU for same. This role encapsulates the responsibility of providing a seamless and fulfilling customer experience and ensuring IDFC First becomes the primary bank for all banking needs.
Roles & Responsibilities:
Develop and implement value propositions for Home Loan lending business
Manage product life cycle - Customer segmentation and assessment of their needs
Collaborate with the Digital Marketing team to increase customer penetration via digital medium
Improve the performance & quality of portfolio through regular monitoring and providing recommendations for course correction to the Product and Sales teams
Support the Product team in Business Loan category to provide differentiated offerings and drive business growth
Work with business analytics team to identify potential for x-products
Assure adherence to the guidelines set by the bank
Managerial & Leadership Responsibilities:
Attract and retain best-in-class talent for key roles in their reporting structure
Educational Qualifications:
Graduate - Any
Post Graduate - Any
Experience:
Minimum of 3 years + of experience.