Senior Credit Analyst

Year    Bangalore, Karnataka, India

Job Description


Senior Credit Analyst This role has been designated as \'Edge\', which means you will primarily work outside of an HPE office. : Who We Are: Hewlett Packard Enterprise is the global edge-to-cloud company advancing the way people live and work. We help companies connect, protect, analyze, and act on their data and applications wherever they live, from edge to cloud, so they can turn insights into outcomes at the speed required to thrive in today\'s complex world.Our culture thrives onfinding new and better ways to accelerate what\'s next.We know diverse backgrounds are valued and succeed here. We have the flexibility to manage our work and personal needs.We make bold moves, together, and are a force for good. If you are looking to stretch and grow your career our culture will embrace you.Open up opportunities with HPE. In the Finance and Corporate Strategy team we ensure that the business\'s capital strategies are operationally supported and strategically focused. This is how we work to secure the greatest return on investment for the global company. By gathering and analysing financial data we can influence decisions within the business, drive initiatives, and help ensure alignment with our wider objectives. Job Family Definition: Ensures that the company converts revenue to cash by determining appropriate credit levels and collecting accounts receivable. Manages credit and collection processes, ensures compliance with company policy and legal requirements, assures process quality, and provides training and support. Analyzes customer\'s financial condition to determine credit limit and risk rating. Maintains on-going relationships with high-value customers and sales organizations. Management Level Definition: Applies advanced subject matter knowledge to solve complex business issues and is regarded as a subject matter expert. Frequently contributes to the development of new ideas and methods. Works on complex problems where analysis of situations or data requires an in-depth evaluation of multiple factors. Leads and/or provides expertise to functional project teams and may participate in cross-functional initiatives. Acts as an expert providing direction and guidance to process improvements and establishing policies. Frequently represents the organization to external customers/clients. Exercises significant independent judgment to determine best method for accomplishing work and achieving objectives. May provide mentoring and guidance to lower level employees. What you\'ll do: Responsibilities: Uses financial statements to independently determine the financial condition of customers and decides credit limit recommendations (for highest monetary value customers. Manages accounts of customers with the highest monetary value and highest risk that require independent judgment. Interacts with customers of the highest monetary value and builds relationships with senior executives. Resolves highly complex issues independently, acts as an escalation point for more junior individual contributors. Reviews credit recommendations of lower-level individual contributors for large customers. Presents credit recommendations to VP level management at the company and at cross-function meetings. Negotiates down payments with customers and the company sales staff to allow customer to purchase above their credit limit. Represents the company at high level negotiations for large strategic deals. Represents the company on a country or region level. Works on cross-functional initiatives and dialogues directly with VP level management at the company. What you need to bring: Education and Experience Required: First level university degree with a focus in business or economics advanced degree in business preferred. Typically 6-10 of experience in a credit function recommended, usually at a bank. Advanced financial analysis skills Excellent written and verbal communication, negotiation, and conflict resolution skills. Excellent accounting knowledge. Excellent problem solving skills. Strong computer skills. Excellent prioritization skills. Excellent understanding of risk mitigation tools. Strong relationship building skills. Strong influence skills. Strong project management skills. Good leadership skills. What we can offer you: A competitive salary and extensive social benefits Diverse and dynamic work environment Work-life balance and support for career development An amazing life inside the element! Want to know more about how you can make your mark with us Then let\'s stay connected! #India #services, #hpefs, #pns and #zerto HPE is an Equal Employment Opportunity/Veterans/Disabled/LGBT and Affirmative Action employer. We are committed to diversity and building a team that represents a variety of backgrounds, perspectives, and skills. Our goal is to be one global diverse team that is representative of our customers, in an inclusive environment where we can continue to innovate and grow together. Job: Finance Job Level: Expert Hewlett Packard Enterprise is EEO F/M/Protected Veteran/ Individual with Disabilities. HPE will comply with all applicable laws related to employer use of arrest and conviction records, including laws requiring employers to consider for employment qualified applicants with criminal histories.

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Job Detail

  • Job Id
    JD3021557
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Bangalore, Karnataka, India
  • Education
    Not mentioned
  • Experience
    Year