:1WCMC: CREDIT ANALYST
INTERNAL USAGE:
No. of Vacancies: 1 Reports to: Credit Specialist - MC
Is a Team leader? N Team Size: NA
Grade: Senior Manager/AVP/VP
Business: Corporate Center Department:\xef\xbf\xbd Wholesale Credit Sub-Department: MC Credit
Location: CO-Mumbai/Noida/Bangalore/Chennai/Hyderabad Kolkata
About Wholesale Credit
The Wholesale Credit department in the Bank is a Credit Underwriting department for all Large/ mid and SME borrowers of the Bank. The department is responsible for maintaining the portfolio quality and for ensuring smooth credit appraisal process. The bank has a separate Mid-Market vertical which focuses to deepen its presence in regional business clusters and expand its presence amongst the companies operating with turnover in the range of Rs.250 Crs to Rs.1000 Crs. Mid Corporate (MC) Credit underwrites credit facilities sanctioned to corporates operating in mid-market in India
About the RoleThe Bank has a separate Coverage and Credit vertical for dealing with Mid corporates. All the credit proposals originating from the coverage team requires independent vetting and sign off from the credit team. Therefore, the underlying role is of utmost importance in deciding the right credit and taking the right decisions.Credit Analyst-WCMC is responsible for managing the credit activities and processes of the WC-MC vertical for the designated location. The credit analyst should enable smooth functioning of the Credit, ensuring sanction of proposals within the defined TAT, also ensuring the credit quality standards, i.e., managing the portfolio quality ensuring adherence to the processes designed by the bank.
Key Responsibilities
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