National Credit Manager (agri) Hiring For A Renowned Bank

Year    Mumbai, Maharashtra, India

Job Description




National Credit Manager (Agri) \xe2\x80\x93 Hiring For a renowned Bank



From 15 to 20 year(s) of experience
9 Not Disclosed by Recruiter


Mumbai




or









Roles and Responsibilities
  • Maintain highest level of credit & risk standards, compliance to laid down guidelines and quality norms along with timely and accurate underwriting.
  • Should have understanding of credit policy and processes as well as credit environment.
  • Credit approval of transactions as per authorized limits. Recommends and forwards to appropriate authority in-case of higher limit, deviation, deferral.
  • Market references and build good reference touch points.
  • Ensure TAT is adhered for credit delivery. Co-ordination with business teams for reducing TAT and improving
approval ratio. Monitor end-to-end TAT process for credit analysts
  • Review portfolio every month and manage credit quality and control delinquencies, basis control on bounce rate,
early delinquency and skip tracing.
  • Support the Risk and Policy team for framing policies.
  • Aware of industry trends, key factors impacting industry, performance of trade in local market and other
regulatory impact.
  • Managing the credit team. Work with both Credit and sales team to bring quality portfolio
  • Resolution of accounts in potential problem and watch lists
  • Track external rating downgrades, irregularity reports and initiate intervention
  • Ensure timely reviews and renewals.
  • Product programme review to be conducted. Review of promoter funding and Working capital product need to be
done analysing LTV parameters, cluster based approach, Industry specific product lines etc. Portfolio review to be
concluded before finalizing the review of the product programme.
  • Set in attitudinal and process changes to minimise back & forth handoffs, and ensure requests for information are
cogent, relevant and reasonable.
  • Monitor and take corrective steps for comprehensive and error free Risk advice.


Role:
Other Salary: Not Disclosed by Recruiter Industry:Banking Department:Other Role Category:Other Employment Type:Full Time, Permanent

Key Skills
National CreditCredit ManagementBankingAgri Credit
Education PG:Any Postgraduate

Company Profile


SKILLVENTORY
Skillventory is an executive search firm, currently hiring for a renowned banking client





Recruiter Name:
Shruthi Acharya Contact Company:SKILLVENTORY Telephone:+91-XXXXXXXXXX Email:shruthi.acharaya@skillventory.com

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Job Detail

  • Job Id
    JD2988375
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Mumbai, Maharashtra, India
  • Education
    Not mentioned
  • Experience
    Year