Job Description

Job Title: Legal Head \xe2\x80\x93 Financial Services - Mumbai : Our client is a non-banking finance company "NBFC" registered with the Reserve Bank of India as a systemically important non-deposit taking company. They provide structured term financing solutions to corporates, used and new Vehicle Financing for transporters, Home Finance through our wholly owned subsidiary organization which gives loans to SME borrowers in India.
Established as a strong player in the Corporate Lending and SME lending space, in 2017 they made foray into the retail lending space \xe2\x80\x93 launching 2 products \xe2\x80\x93 Home Finance and Vehicle Finance.
Being a part of this team gives you an opportunity to excel at what you do and provide solutions that make you an integral part of their growth story. Job Title: Legal Head \xe2\x80\x93 Financial Services - Mumbai Job Responsibility:

• Provide pro-active, practical, qualitative and cost-effective legal support and guidance to different business functions on all kinds of legal matters.
• Draft and/or review and negotiate on MOUs, LOIs, Term Sheets, legal contracts /agreements/documents, including vendor contracts, servicer contracts, non-disclosure agreements etc.
• Drafting of legal / credit documents for loan products including secure and unsecure loan products i.e., Loan Against Property, Housing Finance, Business/Personal Loan, SME loan, Commercial Vehicle Loans and all transaction documents for various kinds of

fund based and non-fund-based facilities and stamp duty.

• Assist in reviewing, drafting & vetting off various products/ services/ processes of the

Company designed for retail customers from legal/ compliance perspective and
research on applicable RBI Norms, KYC, data privacy and contract law related issues.

• Drafting & Vetting of Borrowing / Loan documentation under Consortium

documentation, documentation under multiple Banking arrangements and security
documentation i.e. Mortgage documentation, Pledge Agreements, Hypothecation, Security Trustee Agreements.

• Structured debt financing documentation including experience in debt capital markets, external commercial borrowings and bilateral and syndicated borrowings.
• Direct Assignment & Securitization deals, due diligence and documentation.
• To attend and advise Business Unit\'s queries/matters pertaining to the provisions of various state Acts including Shops and Establishment Act/Municipal Act/Stamp

act/Minimum Wages Act and other banking / NBFCs related laws in day-to-day business
transaction of the Company.

• Drafting Legal Notice/Recall Notice, notice under Section 138 of Negotiable

Instruments Act, Reply Notices/Rejoinders etc.

• Replying to complaints received from stakeholders or notices received from authorities like RBI Ombudsman, District Collector, Enforcement Authorities, Police Dept. etc.
• Appraising Head of Legal/Head Office Legal Department in time bound manner, the

changes and developments in local laws affecting functioning of Banks/NBFCs and
which will have impact on business. Key Skills:

• Expertise in dealing with a wide variety of legal matters.
• Expertise in providing practical legal solutions to the organization and devising strategies to solve and mitigate legal issues.
• Excellent relationship management and negotiation skills.
• Experience in providing legal and documentation support for all strategic business decisions.
• Ability to work under tight deadlines.
• Experience of working for a multi-national organization with exposure to finance,

banking, NBFCs, HFC, RBI Regulations, M&A will be highly regarded. Mandatory:

• Excellent internal and external communication skills.
• Having knowledge of Financial Law and Property Law and regulations, i.e. SARFAESI

Act 2002, Transfer of Property Act, Contract Act, RBI Guideline and regulations, SEBI
guidelines, NHB and FEMA regulations, Arbitration Act 1994, Negotiable Instrument
Act, Companies Act.

• Knowledge of Recovery related law and process, and Indian Bankruptcy Code, RERA,

filing of civil suit for recovery of dues. Industry: Banking, NBFCs, HFC, RBI Regulations, M&A Gender: Open Experience: 15+ years of legal experience, having worked as part of a legal team in the
financial services industry / law firm of repute. Reporting to: General Counsel Job Location: Mumbai Working Days: 5 days Qualification: Bachelor\'s or master\'s degree in law (LLB or LLM) Notice Period: Immediate to 30 days Relocation candidates: No (since interview are f2f) Job Type: Full-time Salary: 93,000,000.00 - 94,000,000.00 per year Schedule:

• Day shift

Ability to commute/relocate:

• Mumbai, Maharashtra: Reliably commute or planning to relocate before starting work (Required)

Application Question(s):

• What is your expected CTC?
• What is your current location?
• What is your current CTC?
• How many days of notice period in your current company ?
• Experience: Need 15+ years of legal experience, having worked as part of a legal team in the financial services industry / law firm of repute.?
• Do you hold a Bachelor\'s or master\'s degree in law (LLB or LLM)? Yes / No

Education:

• Bachelor\'s (Preferred)