Credit Manager Personal Loans
Job Description
: Key Responsibilities: As part of Credit team for Salaried Personal Loan: The primary job of the credit manager is to understand: the business dynamics products on offer various segments to whom we lend To check the KYC of the customer in line with Risk policy to avoid fraudulent activities Review and underwrite a broad range of complex PL loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field reports Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure. Enable quick turnaround time of credit lending proposals for the business in close liaison with the sales team Prioritizing initiatives based on the business needs and requirements Align towards the growth of the Company Key Skills: A strategic planner with experience in handling Credit functions and interact with sales team Good understanding of financials to arrive at a decision on lending Strong time management and multitasking skills Discretion and a dedication to protect the financial privacy of individuals, business partners and employer Willing to work in a startup (Fintech)
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Job Detail
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Job IdJD3157861
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IndustryNot mentioned
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Total Positions1
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Job Type:Full Time
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Salary:Not mentioned
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Employment StatusPermanent
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Job LocationIndia, India
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EducationNot mentioned
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ExperienceYear