Job Description

Key Skills unsecured loans, Finance, Audits, credit audit, financial ratios, Chartered Accountant, loan against property, Concurrent Audit Qualification: CA Job involves participating in all aspects of Credit Audit for Loan against Property, Unsecured Loans, Used Commercial Vehicles. Independently conduct loan review/credit audit of appraisal. Independently review on the compliance to companys laid down policies with regard to sanction process,assessment, adequacy of documentation. Assessments, conduct independent review of pre sanction processes in line with prudent credit practices and internal policies Analyzing the various key financial ratio/indicators with the CAM and financial documents Review of post sanction activities are in line with internal processes and guidelines. Assist in planning, designing and implementation of audit plans. Ensure completion of assigned audit activity commencement and completion as per the plan Escalation and discussion on audit finding with respective stake holders before finalisation of reports Follow-up with respective verticals for closure and compliance of the audit findings Audit sampling and submission of reports within stipulated timelines. Assist in preparation of audit checklists for use of Credit audits Provide improvement suggestions to the existing process/systems to line manager/management Work with the audit teams and internal stakeholders for timely closure of all audit related points To standardize all audit related submission month on month to facilitate internal teams for better coordination Assist in improving the efficiency levels and improving control environment Report non-compliance and deviation and assure safeguards

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