Job Description

Risk Management Group works closely with our business partners to manage the banks risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure

Specialist, Credit Control
Job Purpose
To be responsible for the credit administration related work having expertise in reporting / MIS, managing documents related aspect and team management.

Key Accountabilities
Monitoring & submission of various MIS / Reporting on a monthly / quarterly / ad-hoc basis with accuracy.
Involved in various Management reporting & HO reporting & ensure timely submission of the same.
Liaising & ensuring timely submission of data to concurrent audit team, statutory audit team & group audit team.
Assist the Unit head in various projects and process improvements.
Preparing/Checking of offer letters and documents in line with the credit conditions stipulated in Credit Memos
Ensuring accuracies and appropriateness of documents for corporate clients by liaising with Credit, BU, Legal and external Vendors like search agents, Chartered Accountants etc
Tracking of monitoring conditions and highlighting the gaps, if any, to all stake holders.
Ensuring smooth flow of documentation and putting in place the adequate controls around checking and storing of documents/security papers including that for property related documents
Liaising with HO, other department for MIS and other information as well as for limits loading/facilities disbursals.
Effect Data base management of various MIS pertaining to Credit Control Unit
Job Duties & responsibilities
Rolling out of exception report / MIS on monthly basis and other reports / return as per set frequency
Vetting of offer letters and security documents
Managing customers expectation, both internal and external
Ensuring adequacies of process and controls
Experience
The job holder should have requisite skills in terms of understanding the various products offered by the bank to corporate clients and MIS / Reports related aspect on such documentations. He / She should have managed such job for at least 6-8 years in previous organisations.
Education / Preferred Qualifications
The job holder needs to be at least a graduate or postgraduate.
Core Competencies
Job Knowledge: The job holder needs to have thorough job knowledge and needs to know as to what is expected from him/her in terms of documentation aspect.
Organising Skills: The job holder needs to be organised and should able to meet conflicting deadlines.
Proactive: To understand the system implementations and grasp the changes happening in terms of legal and compliance related aspect.
Communication Skills: The job holder needs to have effective verbal as well as written communication skills.
Interpersonal Skills: The job holder needs to liaise with various stake holding including but not limited to BU, Legal, External Vendors, Customers etc.
Technical Competencies
The job holder needs to have the basic computer skills and should be well versed with MIS / Reporting related aspect of documentation.
Work Relationship
To work with:Internal: Credit, BU, Ops etc.
External: Credit Admin HO.
Education: Any Graduate
Industry: Financial Services/Stockbroking, Banking

Skills Required