Job Description

: Job responsibilities:
Review Loan documents and process transactions as per SLA
Perform activities such as review of underwriting documents, Deal closing and loan servicing activities
Interpret and understand legal documents pertaining to underwriting and perform due diligence to comply with the lending requirements
Process Financial Statements, Appraisal reports, Borrowing Base Certificate, Compliance Certificate, Mortgage documents, Credit Agreement and abstract critical data
Perform analysis of Financial Statements and complete spreading as per the guidelines
Be an SME and understand the upstream and downstream process
Manage the complex requests with minimum supervision and independently make the decisions related to the process
Initiate and take a lead in Continuous Improvement Projects
Perform root cause analysis (RCA) and familiarity with RCA tools to improve quality parameters
Identifying process gaps/exceptions and recommending possible solutions
Manage the exceptions and one-off transactions and follow the escalation metrics
Develop and maintain written procedures and training materials as necessary
Responsible to manage workflow for the team and ensure all the requests are actioned upon as per the service level agreement
Prepare KPIs and publish/present the data on a regular basis to Managers/Senior Leaders
Handles complex documentation under little supervision
Handles escalated inquiries

Eligibility requirements:

• Bachelor's degree in Commerce/Accounting preferred
• 5 - 8 years of work experience, preferably in Banking/Mortgage/Financial Analysis/Statement Spreading/Loan Operations
• Candidate should be open to work in shifts
• Strong verbal & written communication to effectively communicate with various stake-holders and across levels
• Demonstrate creative problem solving and solid judgment/decision making
• Strong client focus and ability to partner with various internal groups and client
• Excellent interpersonal skills to work effectively in team environment
• Excellent comprehension and observation skills
• Attention to detail and problem solving skills
• Demonstrate the attributes of flexibility and accountability
• Exhibit client relationship and time management skills
• High level of proficiency in organizing, priority setting, and issue management
• A strong MS Office, Excel skills and knowledge in MS PowerPoint is a must

About Us:

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

About the Team:

Commercial Banking is focused on helping our clients succeed and making a positive difference in our communities. We provide credit and financing, treasury and payment services, international banking and real estate services to clients including corporations, municipalities, institutions, real estate investors and owners, and nonprofit organizations.

Operations teams develop and manage innovative, secure service solutions to meet clients' needs globally. Developing and using the latest technology, teams work to deliver industry-leading capabilities to our clients and customers, making it easy and convenient to do business with the firm. Teams also drive growth by refining technology-driven customer and client experiences that put users first, providing an unparalleled experience.