Job Description

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About Commercial Bank Risk India: The Commercial Bank Risk India team is part of the Risk function for the Commercial Bank at J.P. Morgan. CBRI works closely with the in-country Underwriters and Credit Executives and provides them with in-depth credit risk analysis of clients; as well as recommendations on risk grades and exposures. This covers clients based out of North America for different Risk stripes within CB Risk:

• Middle Market Banking and Specialized Industries
• Asset Based Lending
• Commercial Real Estate

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Commercial Real Estate Services Analyst will provide concentrated focus on the proper execution of production support for several Underwriter\'s across US Regions. The role will be key support in creating Financial Analysis to quicken Underwriting decisions. Requires excellent collaboration with the senior partners to ensure there is high visibility and awareness of job in progress.

Job responsibilities:

• Perform review of personal financial statements and addendum received.
• Create Pre-Underwriting Financial Analysis in system as per Credit guidelines.
• Perform Variance Analysis basis the financial spreading done.
• Key skills sets include familiarity with various loan documents, financial statements and reports.
• Must be able to concurrently manage multiple efforts with competing timeframes and resources
• Strong research, investigation and analytical skills on Financial Statements and key terms are desired.

Required Qualifications, capabilities and skills:

• Bachelor\'s /Master degree in Commerce/Accounting preferred.
• 4 years-6 years of experience preferably in Banking/Mortgage/Financial Analysis/Pre-underwriting.
• Candidate must be open to work in India evening / USA shifts.
• Strong verbal & written communication to effectively communicate with various stake-holders and across levels.
• Ability to anticipate issues and escalate / clarify queries, work with limited supervision, receiving minimum instructions assignments.
• Strong knowledge of MS-office suite of applications.
• Must be a self-starter with ability to work independently from manager and/or team.
• Must be an excellent team player, strong team leader, and able to work effectively in a fast paced environment.

Location:

Bengaluru

About Us:

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world\'s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants\' and employees\' religious practices and beliefs, as well as any mental health or physical disability needs.

About the Team:

Commercial Banking is focused on helping our clients succeed and making a positive difference in our communities. We provide credit and financing, treasury and payment services, international banking and real estate services to clients including corporations, municipalities, institutions, real estate investors and owners, and nonprofit organizations.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.

JPMorgan Chase