Job Description

Branch Gold Loan Officer



INTERNAL USAGE: (to be removed before publishing externally)



No. of Vacancies:



Manager:


Branch Operations Head



Is a Team leader?


N


Team Size:


0



Grade:


Officer, AM, DM



Business:


Rural Lending


Department:\xef\xbf\xbd


Rural Lending Gold


Sub- Department:


NA



Location:





About Branch Banking



With branches spread across the country, the branches act as the face of Axis Bank for millions of retail customers and is, hence, an integral part of the Bank\xef\xbf\xbds strategy. Branches play a major role in deposit mobilization from New-To-Bank (NTB) customers, and are also core drivers of the Bank\xef\xbf\xbds customer engagement strategy across products and services



About the Role



Gold Loan Officer is responsible for Gold Loan Operations in the branch.
\xef\xbf\xbd Portfolio Profitability - by maintaining Pricing and Fee of the assigned territory.
\xef\xbf\xbd Productivity - To ensure the minimum benchmark ASL productivity by way of choosing right people and minimal attrition.
\xef\xbf\xbd Process and Compliance \xef\xbf\xbd To achieve the highest level of operational and compliance superiority along with top line numbers.\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd
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Key Responsibilities



\xef\xbf\xbd To maintain relation with branch banking team in order to have smooth processing of Gold Loan cases\xef\xbf\xbd\xef\xbf\xbd
\xef\xbf\xbd To recruit, train, induct ASL executive in the system and motivate them to increase gold loan portfolio in association with the Branch Banking channel.
\xef\xbf\xbd To ensure that all the compliance/operational process are being followed by ASL and branch banking team, Keep providing training and constant support for a healthy and hygiene portfolio
\xef\xbf\xbd To ensure that Top line numbers are met and required productivity level is also achieved as provided and guided by Central Team.



Qualifications



Optimal qualification for success on the job is:
\xef\xbf\xbd Graduate/ MBA (Marketing) preferred from a recognized institute.
\xef\xbf\xbd \xef\xbf\xbd2-4 years of relevant work experience (preferably NBFC).



Role Proficiencies:



For successful execution of the job, a candidate should possess:
\xef\xbf\xbd Proven work experience in branch banking or channel sales
\xef\xbf\xbd Solid Relationship Building Skills with experince of channel sales, team management
\xef\xbf\xbd Strong problem solving skills and willingness to roll up one\xef\xbf\xbds sleeves to get the job
\xef\xbf\xbd Skilled at working effectively with cross functional teams in a matrix organization
\xef\xbf\xbd Excellent written and verbal communication skills"\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd\xef\xbf\xbd




About Axis



Incorporated in 1994, Axis Bank is one of India\xef\xbf\xbds most trusted banks & the third largest in the private sector. At Axis Bank, customer centricity has always been the foundation of our business. Our efforts to address the requirements of a diverse customer cross-section are powered by robust infrastructure, advanced technology, a comprehensive monitoring & control framework & a large talent pool.
The Bank has a young & engaged workforce with an average age of 30 years. We are an equal opportunity employer & believe in empowering our employees by offering rich roles, learning opportunities & flexibility to chart their career, their way.