Job Description

About BNP Paribas Group:

BNP Paribas is a top-ranking bank in Europe with an international profile. It operates in 71 countries and has almost 199 000 employees. The Group ranks highly in its three core areas of activity: Domestic Markets and International Financial Services (whose retail banking networks and financial services are grouped together under Retail Banking & Services) and Corporate & Institutional Banking, centered on corporate and institutional clients. The Group helps all of its clients (retail, associations, businesses, SMEs, large corporates and institutional) to implement their projects by providing them with services in financing, investment, savings and protection. In its Corporate & Institutional Banking and International Financial Services activities, BNP Paribas enjoys leading positions in Europe, a strong presence in the Americas and has a solid and fast-growing network in the Asia/Pacific region.

About BNP Paribas India Solutions:

Established in 2005, BNP Paribas India Solutions is a wholly owned subsidiary of BNP Paribas SA, a leading bank in Europe with an international reach. With delivery centers located in Bengaluru, Chennai and Mumbai, we are a 24x7 global delivery center. India Solutions services three business lines: Corporate and Institutional Banking, Investment Solutions and Retail Banking for BNP Paribas across the Group. Driving innovation and growth, we are harnessing the potential of over 6000 employees, to provide support and develop best-in-class solutions

About Business line/Function :

Financial Institutions Coverage (FIC) is a department in charge of the relationship management of key Financial Institutions, building long-term relationships and promoting the full portfolio of Business solutions BNPP can offer.

Within FIC, the Institutional Credit Analyst Team (ICAT) is a key domain of the first line of defense of the Bank, in charge of the assessment of Institutional clients\xe2\x80\x99 credit profile and recommendation to delegation holders of credit authorizations.

The team covers all type of Financial Institutions: Banks, Insurances, Sovereign, Brokers, other non-banks financial institutions, pensions funds, funds, hedge funds, regulated funds, funds of hedge funds, agency arrangements and asset managers.

Job Title:

Credit Analyst for Agency arrangements

Date:

2023

Department:

FIC ICAT

Location:

Mumbai

Business Line / Function:

FIC ICAT APAC

Reports to:

(Direct)

Team Manager

Grade:

NA

(Functional)

Regional Managers

Number of Direct Reports:

Directorship / Registration:

NA

Position Purpose

In the context of agency arrangements, BNPP gets exposed to principals through transactions dealt by Agents which are entitle to act on behalf of their clients for the conduct of specific financial activities or transactions.

Principals covered by agents can be numerous and are often, but not exclusively, Investments Funds, Pensions Funds or Insurance Companies.

The FIC ICAT position aims at covering the Credit management of principals under agency arrangements, worldwide.

The position is part of a platform of Credit analysts incorporated into BNPP India Solutions, operating under the supervision of the Regional ICAT Teams for the counterparties incorporated in their respective Regions.

The position plays a key role in the efficiency of clients\xe2\x80\x99 onboarding and in the management of the credit risk of the Bank.

It implies working in close partnership with the ICAT community, FIC bankers, Businesses (notably Global Market Client onboarding teams) and RISK.

Responsibilities

\xc2\xb7 The credit analyst is responsible for completing credit analyses on a portfolio of Principals under agency arrangements to facilitate informed credit decisions.

Such a responsibility implies to:

\xc2\xb7 Collect credit requests from Business lines, as well as former credit decisions if any

\xc2\xb7 Create a request in the Credit Process Administration tool

\xc2\xb7 Collect documentation, data points related to the principals to analyze

\xc2\xb7 Run the rating policy associated to the principal of consideration

\xc2\xb7 Produce and format reports for limits & exposure monitoring and other regular or Ad Hoc reports

\xc2\xb7 Report requested limits and recommend limits as per policies

\xc2\xb7 Check Delegation Levels and type of analysis needed for all counterparties

\xc2\xb7 Prepare, compile and circulate books and committee packs

\xc2\xb7 The analyst must contribute to the Bank\xe2\x80\x99s reactivity vis-\xc3\xa0-vis clients\xe2\x80\x99 expectations by prioritizing urgent requests, while ensuring the performance of Annual Reviews in due time.

\xc2\xb7 On a permanent basis, the analyst must also monitor the portfolio under coverage and report any possible credit warning signal as per market intelligence, available financial information.

Technical & Behavioral Competencies

\xc2\xb7 Strong and proven analytical skills

\xc2\xb7 Adaptability and proactivity, multitasking

\xc2\xb7 Strong presentation and communication skills (verbal and written)

\xc2\xb7 Advanced knowledge of Microsoft Office (Word, Excel, PowerPoint)

\xc2\xb7 Valid knowledge and understanding of banking and financial markets

\xc2\xb7 Self-driven and organized

\xc2\xb7 Rigorous and reliable

Specific Qualifications (if required)

\xc2\xb7 Bachelor\xe2\x80\x99s Degree in Banking, Finance, Economics, Risk Management, Financial Markets or other relevant areas

Languages

\xc2\xb7 English (fluent)

\xc2\xb7 Additional Asian language would be welcomed

Skills Referential

Behavioural Skills: (Please select up to 4 skills)

Adaptability

Communication skills - oral & written

Client focused

Attention to detail / rigor

Transversal Skills: (Please select up to 5 skills)

Analytical Ability

Ability to develop and adapt a process

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Education Level:

Bachelor Degree or equivalent

Experience Level

Other/Specific Qualifications (if required)

BNP Paribas