Area Manager Sales(vehicle Finance )

Year    Trichur, Kerala, India

Job Description


\xc2\xb7 Support and assist all Operations & back office works of Used two wheeler loan department on daily basis. \xc2\xb7 Sourcing of Used two wheeler loans for society as per the policy from open market or through used two wheeler Dealers \xc2\xb7 Collection and maintenance of Pre-disbursement and post disbursement documents. \xc2\xb7 Complete documentation process as instructed by Used two wheeler Policy. \xc2\xb7 Sourcing and empanelment of New dealers and Agents. Should maintain good relationships with Dealers and Agents for business development. . \xc2\xb7 Co-ordinating Dealers/ Agents and Registered office for Sales agreement and pay out disbursements. \xc2\xb7 Meet with applicants to obtain information for loan application and document collection accordingly. \xc2\xb7 Analyse applicant financial status, creditworthiness and property evaluations to determine feasibility of granting loans \xc2\xb7 Explain the customers about different products and options available as well as terms and conditions. \xc2\xb7 Verification of loan agreements to ensure that they are complete and accurate according to policy. \xc2\xb7 Computation of loan amount, EMI, Charges and Net disbursement amount. \xc2\xb7 Handle customer complaints and take appropriate action to resolve them \xc2\xb7 Co-ordinate with credit and operations team and ensure approvals and policy compliance and timely disbursements of loans. \xc2\xb7 Ensure Name transfer and hypothecation endorsement in RC and Insurance. \xc2\xb7 Identify and Empanel RTO agents in your respective locations \xc2\xb7 Market the products of society. \xc2\xb7 Collection follow up and ensure prompt collection. \xc2\xb7 Attending office activities and coordinate activities from Registered office and Branches/Dealers \xc2\xb7 Preparation of Office Note for Sanction. \xc2\xb7 Maintaining and reporting MIS on daily basis, weekly and monthly basis \xe2\x80\x93 reference received, logins, rejections, hold, approved, disbursed and other pipeline cases. \xc2\xb7 Ensuring timely registration of membership for the new customers. \xc2\xb7 Checking the loan applications received and reporting the discrepancies found and timely rectification of the same. \xc2\xb7 Inspecting the loan documents before forwarding for approval. \xc2\xb7 Keep reporting your all activities including On-duty and non-punching movements. \xc2\xb7 Responsible to hand over all loan documents to the registered office/branch without any loss or damage. \xc2\xb7 Dealer / Agent registration process completion and code creation, Pay out calculation and initiation, approval confirmation from officer concerned. \xc2\xb7 E-NACH registration process and re-initiation of rejected cases until gets registered. He should recruit Sales officers for a his assigned Areas ( With a min no. of 10 / District) .and monitor the daily activities and reports of sales officers. Job Type: Full-time Salary: From \xe2\x82\xb930,000.00 per month Schedule:

  • Day shift
Ability to commute/relocate:
  • Thrissur, Kerala: Reliably commute or planning to relocate before starting work (Required)
Education:
  • Bachelor\'s (Preferred)
Experience:
  • total work: 4 years (Preferred)
Speak with the employer
+91 9072597431
Application Deadline: 31/12/2023
Expected Start Date: 10/12/2023

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Job Detail

  • Job Id
    JD3196485
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Trichur, Kerala, India
  • Education
    Not mentioned
  • Experience
    Year