Job Description

Job Overview

We are looking for an experienced and qualified candidate as a US Mortgage Loan Processor for our company. You will have to assess all the loan applications, process loans, and evaluate loans product. As a Loan Processor, your duties and responsibilities include analysis, appraisal, and evaluation of loan applications. You should gather data from applicants such as finance, employment, total assets, expenses, and current debts. You will have an intermediary role between possible clients and our financial institutes. If you consider yourself suitable for this post, we would like to meet you.

Responsibilities

• Experience: 3-5 years - The Loan Processor will ensure the timely and accurate packaging of all loans originated. -
• Review loans in process daily and determine what is needed to process loans quickly
• Good verbal and written communication: Should provide strong communication and support to onshore processors and underwriting so that the files moves smoothly.
• Coordinate with LO/LOA to prepare file for submission to UW. Collect all necessary docs.
• Goal is COMPLETE submission for minimal conditions.
• Submit loan to UNDERWRITING at selected lender.
• Order Appraisal, VOE, VOD, insurance, mortgage payoffs.
• Order Title. Submit attorney info to lender if not already on their approved list.
• As appraisal, title work, verification of employment, and other certifications come in, verify for completeness and accuracy. Ie: borrower name(s), address, loan$, appraised value, MI. Update $ in Point w final figures, ie Appraised Value, taxes, insurance, MI. Obtain updated approval from UW.
• Update LOS and AUS consistent to UW scenarios.
• Cure Conditions: Work with UW and LO/LOA to get conditions cleared as quickly as possible.
• Good knowledge in MS office skills- MS Word, Excel & PowerPoint Presentations
• Willingness to work in night shifts

• Bachelor\'s degree in Finance, Economics or any related field.
• Proven 2+years of experience as a Loan Processor, Loan Officer or a similar role.
• Strong understanding of finance-related laws and procedures.
• Basic MS Office skills.
• Exceptional ability to communicate with customers in a timely manner.
• Excellent verbal and written communication skills.
• Strong analytical and math skills.
• Trustworthy and reliable.
• Outstanding sales skills.
• Good time management skills.
• Exceptional customer service skills.