Job Description

: Job Title: Asst. Manager/ Deputy Manager
Level: M1/M2
Department: Commercial Operations Location: Mumbai
Reporting Relationship: Reporting to Team Lead
Job Role
Loan Maintenance team - Maker

• Loan maker for Consumer, Commercial and Wholesale Banking Clients of Kotak Mahindra Bank and Group companies.
• Coordinate with various stakeholders (internal/external) while handling loan disbursements
• Understanding the terms and conditions stipulated in Sanction Letter (SL) and ensuring compliance of all terms and conditions for loan disbursement, affecting ROI change as per request, funds transfer request related to Loans and Escrow accounts, Subsidy adjustment, EMI/SI change, Fx deal booking for Foreign currency loans, Loan liquidations, PO Liquidation/bookings.
• Ensuring all loan disbursements are processed in accordance with extant RBI regulations, guidelines issued by Compliance dept and internal policies & processes of the Bank and within the audit framework of the Bank.
• Ensure transactions are processed within the agreed TAT and as per the SLA agreed with various stakeholders
• Handing data and MIS related to loans
• Responsible for reconciliation of entries related to loan disbursements
• Perform or carry out UAT for testing purpose whenever there is any enhancement in existing system or change in operating system

Qualifications
Graduate / Post Graduate (with 1-2 years of experience in Operations Dept)/Fresh M.Com/B.Com/MBA
1. Knowledge on loans is mandatory for candidates with relevant experience
2. Candidate should be well-versed with MS Excel
Personality Traits
Ability to perform under pressure and stringent time lines.
Adaptable and open to get acquainted with changing business and operational environment.
Open communication.
Ability to build & develop the team while being part of it.