Job Description

Job Role: Lending and Mortgage :

• Handling Title Investigation and Due Diligence of property mortgaged as security/ collateral with the Bank for various products

• Scrutinizing and advising on the documentation pertaining to lending activities, Drafting and vetting of various Facility / Lending Documents, Mortgage documents including various Undertaking, Indemnities, Release Deeds, POA’s, etc.

• Highlighting risk parameters to the stakeholders from time to time

• Advising on Stamp Duty, Registration and Mortgage related queries from time to time.

• Framing process notes and policies as per the guidelines issued by regulatory authorities from time to time.

• Handling regulatory Audit and Inspection.

• Handling Contract Managements, Drafting and Vetting of various agreements such as Service Level Agreements, Outsourcing Agreements, Payment Gateway, Referral and Digital Marketing Agreements, Co-origination, i.e. Co-Lending contracts, Collaboration Agreements, Business Correspondence (BC) Agreements, Commercial Contracts with the Vendors and Channel Partners

• Drafting and Vetting of Loan Agreements, Sanction Letters, POA’s and various security documents;

• Drafting and vetting of Board Resolutions, Terms and Conditions and Disclaimers for Online and offline products, displayed on the Bank’s website and Mobile Banking APP.

• Appointing and liasoning with Advocates.

• Handling Civil and Criminal matters filed before various courts and Arbitration Tribunals.

• Drafting and vetting of written submissions, Rejoinders, Statement of Claims, Appeals, etc.

• Handling recovery matters and giving opinion on legal course of action for NPA and default accounts

• 8-12 years of experience in Title Investigation and Due Diligence, Scrutinizing and advising on Mortgage and lending arrangements will be preferred

• Effective communicator with strong analytical skills

• Industry preference :Banking & Financial Services