Job Description

Job Category: KMBL
Degree Level: Bachelor's Degree
:
Role: KMIL - Monitoring
Requirement: 2
Gender- Male/ Female both are preferred
Education Background- CA / MBA (preference would be MBA- Finance)
Experience level - 3 to 5 years (relevant experience not required)
Preferred profile- Risk team of retail or wholesale division of any Bank / NBFC.
The Key profile of Monitoring & Policy Risk Analyst is to carry out Risk Assessments for Pan India CRE Lending Portfolio is laid down below for your reference.
Key responsibilities include

• Implement effective risk management processes for the Construction Finance business verticals to identify potential risk in the underwritten portfolio and ensure portfolio health
• Carry out background research and gain a thorough understanding on the project, the developer and the regional market, highlighting any negative reports so as to ensure the quality of the invested portfolio.
• Track the progress of the project and monitor disbursement as per the project lifecycle. Ensure that the disbursement milestones are achieved as per the underwritten sanctioned conditions.
• Recommend policy amendments/ refinements based on regulatory and market changes
• Undertake automation of existing processes by liaising with the IT department
• Prepare various dashboards and reports such as:

• Monthly and quarterly portfolio monitoring report
• Overdue Analysis
• Early Warning Signals review
• Deviation Analysis
• Analytical Insights like Limit/ Renewal Management, Covenant/ PDD Management
• Trends analysis of the regional Portfolio

Perform various monitoring activities such as

• NOC issuance- Due diligence for the
• Monitoring and instruct for Escrow SI Threshold
• Map collections with the Escrow credits on regular intervals.