Job Description

About Brickwork Ratings Brickwork Ratings (BWR) is one of India’s leading credit rating agency, committed to providing the investment community with products and services needed to make informed investment decisions. Established in 2007, Brickwork Ratings, a SEBI-registered and RBI accredited credit rating agency, has Canara Bank, a leading public sector bank as its promoter and strategic partner.

BWR is headquartered in Bengaluru and has a country-wide presence in over 150 locations including offices in Ahmedabad, Chandigarh, Chennai, Hyderabad, Kolkata, Mumbai, and New Delhi. The rating team is headed by the analytical prowess of the industry’s most experienced credit analysts, bankers, and regulators.

BWR offers rating services to Bank Loans, NCD, Commercial Paper, Bonds, Mutual Funds, PPMLDs and Security Receipts. BWR’s ratings has rated over 100,000 large Corporates, Banks, Financial Institutions, State and local Governments, and small businesses. BWR provides, investors and lenders, timely and in-depth research across the structured finance, public finance, financial institutions, project finance and corporate sectors. Primary Responsibility:

• The Senior Rating Analyst would conduct end to end rating involving the following primary responsibilities:
• The position is part of the Large Corporate Group and the role entails undertaking rating assignments in respect of financial instruments, bank loans, and other debt products, and ensure timely delivery of the same as per the laid down regulatory timelines.
• To independently handle the rating assignments and analyze financial statements factoring quantitative & qualitative data points, key ratios, performance to assess the creditworthiness of the company.
• To prepare rating reports covering the risk assessment with respect to Management, Financials, Business and Industry, benchmarking with peers and key rating considerations.
• Interact with company management, auditors, bankers, and other lenders and visit companies and factories as part of the regular monitoring and data gathering.
• To take ownership of the folio by carrying out regular surveillance, monitoring, reviews on a quarterly basis/ material event basis, tracking the performance of the companies with respect to macroeconomic changes, handling internal and external audit queries.
• Strictly adhere to standard operating procedure, regulations & policies.
• Mentor and guide junior rating analysts.

Competency / Skills:

• Strong domain knowledge in the credit ratings / banking / financial services sector with an analytical approach.
• Assessment of creditworthiness of large and medium businesses.
• Strong analytical and presentation skills to present the facts along with rating recommendations to the rating committees.
• Strong written and oral communication skills in English (for report-writing, making presentations).
• Ability to structure and write high-quality reports, multi- task under tight deadlines.
• Excellent customer communication skills to elicit information, ask questions, communicate rating decision, and convince stakeholders.
• Good understanding of accounting standards, banking-related financial concepts, and strong quantitative and analytical skills.
• Good interpersonal skills and ability to work with the larger team, and lead and mentor team members.
• Adept at organizing, analyzing, and reporting data.
• A strong sense of ethics.
• Skilled in working with details and numbers.

Educational Qualification:

• Postgraduate in Finance / Commerce or CA

Any additional certifications in finance will be an added advantage. Candidates who can join early are preferred Contact Information: pallavi.p@brickworkratings.com || +91 9513981751