Job Description

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JOB DESCRIPTION
ROLE: Executive / Sr. Executive - Working Capital - Sales
FUNCTION: Consumer Bank-Business Banking Asset-WC
DIVISION: BUSINESS BANKING ASSETS
SEGMENT: CONSUMER BANK
LOCATION:
JOB DESCRIPTION
This is an Independent role and candidate will manage a business of Sourcing WC Supply chain business through direct & branches ( BBA- Working Capital vertical).

• Needs to have a good knowledge of Local market. Must have experience in that Geography
• To understand clients business & provide appropriate products
• To cross sell various products like Current Account/Savings account/Life Insurance and General Insurance
• To build relationships with key persons in the target segments & build client trust & confidence.
• To be alert on competitive elements in the target segments (viz. other banks etc.) & Augment the presence and penetration of the Kotak brand in the target market
• Improve efficiency by monitoring accounts sourced, do top ups on existing loans when possible

• Should have the business acumen to spot the opportunities and make a business case.
• Graduate / MBA
• Experience of 1-2 years in the local market, preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition- healthcare loan, amount, rate & fees. Should have good oral and written Communication skills.
• Job Knowledge- The candidate would need to handle Sales for a gamut of products like WC, supply chain