Job Description

:

Senior Analyst \xe2\x80\x93 Credit Risk

Pune, Maharashtra, India

Who you are

You are a highly collaborative individual, who writes strong Bank and/or Broker Dealer credit proposals, recommends appropriate credit rating to different clients, with a focus to drive overall risk management and business value.

You have a strong sense of ownership and enjoy hands-on work. A quick learner, self-starter, and a team player with an ability to meet deadlines in a fast-paced and dynamic environment. You can prioritise workload as per business needs and respond quickly to urgent requests in a timely manner.

Our values resonate with yours.

What you\xe2\x80\x99ll do

Write a well-researched concise credit proposal either for the purpose of an annual review or for a new business deal, which highlights existing and emerging key credit risks and probable mitigants to the risks identified.

Proactively monitor the assigned portfolio and track related client / industry / economic / regulatory news, as well as early warning indicators.

Liaise with functional manager(s) as well as different teams in the organization to submit credit proposals within the agreed timelines.

Manage own workload and volunteer for additional work during peak periods within the Team.

Stay abreast on current developments of the portfolio covered as well as incorporate the same in deliverables.

Maintain BNYM internal control standards. Understand and comply with all relevant policies, guidelines, procedures, and applicable regulatory requirement as issued by the organization.

What you have

Master\xe2\x80\x99s degree in finance or equivalent / Chartered Accountancy plus International CFA / FRM.

Proven experience in CAMELS credit risk assessment / credit underwriting with credit rating agency or captive units of large multinational banks / third-party service providers.

Strong verbal and written communication skills with an ability to write in a concise manner.

Ability to complete deliverables with minimal or no supervision.

Knowledge and ability to assess credit products, credit terms & conditions and credit documentation, including financial covenants, security, and collateral.

Experience in using market data tools and external resources like S&P Capital IQ, SNL, Bloomberg, Moody\xe2\x80\x99s, and Credit Sights.

Who we are

BNY Mellon is an Equal Employment Opportunity Employer. Our ambition is to build the best global team \xe2\x80\x93 one that is representative and inclusive of the diverse talent, clients, and communities we work with and serve \xe2\x80\x93 and to empower our team to do their best work. We support wellbeing and a balanced life, and offer a range of family-friendly, inclusive employment policies and employee forums

BNY Mellon is an Equal Employment Opportunity/Affirmative Action Employer. Minorities/Females/Individuals With Disabilities/Protected Veterans.

Our ambition is to build the best global team \xe2\x80\x93 one that is representative and inclusive of the diverse talent, clients and communities we work with and serve \xe2\x80\x93 and to empower our team to do their best work. We support wellbeing and a balanced life, and offer a range of family-friendly, inclusive employment policies and employee forums.

BNY Mellon