Job Description

Company Description

Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive.

When you join Visa, you join a culture of purpose and belonging - where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world - helping unlock financial access to enable the future of money movement.

Join Visa: A Network Working for Everyone.



Team Summary

The Visa Asia Pacific Ethics and Compliance team manages Visa's Compliance program in the Asia Pacific region. Our team provides robust, globally consistent programs and controls framework to manage compliance and regulatory risk and protect Visa's brand around the world. We drive an ethical culture through empowerment and accountability to do the right thing. We empower the business to achieve Visa's objectives legally and with integrity.

What a Senior Analyst Compliance Does At Visa

Visa is looking for a Sr Analyst, Compliance to join our Asia Pacific Compliance team.

As the Sr Analyst Compliance, you will be a critical member of the team performing review of key processes to ensure that the activities meet requirements of company policies, international standards and the obligations of regulations and laws of the United States and of those countries in which we operate.

As a global payments network, Visa maintains a Compliance Program designed to manage legal, regulatory and ethical risks across our business.

This position will be based in India (Mumbai) and it is responsible for the oversight, support and monitoring of the ongoing application of the Compliance Program across India and other South Asia offices, Visa's Mumbai and Bangalore based business and technology teams as well as Singapore's Regional Asia Pacific hub functions.

These Activities Include The Following Areas Of Risk

• Anti-Money Laundering (AML), Anti-Terrorist Financing (ATF) and Customer Due Diligence (CDD)
• Anti-Bribery and Anti-Corruption
• Information Security
• Anti-Trust and Competitive Intelligence, and
• Other specific compliance requirements of regulators who have regulatory authority over Visa operations.

The Core Responsibilities for this role are as follows

• Provide support to Regional Ethics and Compliance team for managing Reserve Bank of India and Financial Intelligence Unit (FIU) obligations and providing required support on regulatory reporting to authorities, as required.
• Execution of due diligence responsibility requirements of the Anti-Bribery/Anti-Corruption Program, Anti-Money Laundering/Anti-Terrorist Financing & Sanctions Programs, including third party due diligence
• Support of Visa's Financial Intelligence Analytics activities through additional and enhanced due diligence applied Anti-Money Laundering/Anti-Terrorist Financing & Sanctions cases, including direct communications and requests for information from clients and partners
• Ensure that the business has effective decision-making, risk assessment, processes, controls and procedures, meet obligations of international and local regulatory laws and requirements
• Review, assessment of gifts, travel and entertainment, as well as assessment of the proper designation of State-Owned Entities and Covered Government Officials
• Responsible for comprehensive reporting including local dashboard and metrics reporting
• Continually identify opportunities for efficiencies while ensuring sufficient controls are in place partner with the business to drive process and control improvements
• Handle queries and questions on the Compliance Program from the business, support functions, other control groups, regulators, clients, and partners

Why this is important to Visa
This role is critical in sustaining Visa's ethical culture and global Compliance Program.

Visa operates the world's largest retail electronic payments network, and it is one of the most recognized global financial services brands. For each of the past ten years, Visa has been voted one of the "World's Most Ethical Companies" by Ethisphere Institute and recognized as one of the top brands globally by several independent brand benchmarking organizations.

- We Lead by Example

- We Communicate Openly

- We Enable and Inspire

- We Excel with Partners

- We Act Decisively

- We Collaborate

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office two days a week, Tuesdays and Wednesdays with a general guidepost of being in the office 50% of the time based on business needs.

Qualifications

Basic Qualifications :

• 5 years of relevant experience.
• Juris Doctorate degree from an accredited law school.
• Current member in good standing of a State Bar with the ability to become barred or a registered in-house counsel in the state where this role is located.
• Minimum of 5 years of work experience in AML transaction monitoring and regulatory reporting
• Professional AML/ATF (ACAMS) accreditation preferred
• Sound knowledge on AML/ATF typologies
• Good understanding of core pillars of effective AML/ATF and Sanctions programs and appropriate legislation
• Fluent English speaker and writer good understanding of payments business and associated risks
• Excellent analytical and data analysis skills including use of MS Office systems including Word, Access, Visio, Excel (advanced), Power Point, SharePoint and other applications

Personal Attributes :

• Strong communication and presentation skills, written and oral
• Significant attention to detail
• Ability to absorb instructions and follow a process
• Team player, courteous and flexible approach
• Self-starter, motivated
• Ability to think laterally and problem solve, identify risks as well as areas for enhancement

Additional Information

Visa has adopted a COVID-19 vaccination policy. As a condition of employment, all employees based in the country where this job is located are required to be fully vaccinated for COVID-19, unless a reasonable accommodation is approved or as otherwise required by law.