Job Description

Candidate will be responsible for: Monitoring customer accounts, maintaining customer financial and credit data Analyzing financial information such as Balance Sheet, Income Statements and Cash Flow Statements Perform credit analysis and risk assessment for existing and new customers. Regular and ad hoc creditworthiness assessment of customers to support approval of credit limits Information search, its analysis and subsequent recognition of key factors for decision making Seeking consensus with sales and other stakeholders on made proposals Monitoring of customers with high credit exposures and high-risk profile Improvement of credit risk management processes, development of tools and credit management awareness within the organization Support other credit management tasks (disputed and open items related to quality, shipping, pricing, monitoring customer accounts, etc) assist in collection activity Monitor and release credit blocked orders Closely monitor developments related to regulatory, Industry, track external ratings changes, and prepare notes on the same Liaising with the business sales team and customers for obtaining information required for credit reviews Managing customer portfolio and credit exposure Participate in process improvements, projects and support other management directives as prescribed Provide timely reports/information to internal/external stakeholders. Networking with key stakeholders Apply his/her technical knowledge to reduce manual intervention and automate the routine jobs. Background Skills Experience: 5 Years of work experience in credit risk analysis in SSC/manufacturing industry and 2 Years of team handling experience is desired Must be able to read/assesses financial statements and be able to build credit models based on the requirements Credit Financial analysis background. Strong Communication Skills with the ability to deal tactfully, confidently, and ethically with both internal and external customers required. Candidate should be flexible to work in shifts if required. this role is required to work in 4am shift. SAP Hana ERP knowledge and experience is a must. Good MS Office knowledge is a requirement (PowerPoint, Word, Excel tools). Educational Qualification: Bachelor and master s degree in accounting /finance Additional qualification (eg, Diploma, certificate courses) in the following fields will be added advantage: Accounting/Financial Analysis Credit Risk Assessments Reporting: Reporting to Credit Manager Key Interactions: Business Finance, Business sales heads, Sales managers, Financial Controller and auditors

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