Job Description

Job Category: KMBL
Degree Level: Bachelor's Degree
:
We are seeking a high-energy and self-motivated Relationship Manager - Agri-Finance to drive business in the Tractor Loans and Retail segment. The role involves sourcing working capital loans for Agri-related industries, food processing units, and MSMEs, while ensuring quality portfolio growth and customer satisfaction. The ideal candidate should possess strong interpersonal skills, financial acumen, and a deep understanding of local markets and customer needs. This is a field-intensive role (80% field, 20% office) requiring strong networking, negotiation, and follow-up capabilities. Candidates must be tech-savvy and committed to delivering results with speed, scale, and skill.
Responsibilities:

• Enhancement of Deposit pool from Customers o Establishing standards and delivery of service o Sale of non-deposit products. Cross selling targets progressively o Sale of MF and Insurance products o Fee Income o Branch Administration o Regulatory Compliance o Manage productivity and overall morale of branch team members o Overall responsible for break-even and P&L of branch Job Requirements: o Overall 6yrs of Banking experience; out of which 3-4yrs in Retail Liabilities o Must have had Sales experience and exposure, preferably of Liabilities products o Qualifications- MBA / CA/ CAIB o Good Leadership skills (though more tactical than strategic) o Thinker: Doer - 40:60 o In-depth understanding of financial instruments, markets and macro micro economic processes o Ability to carry along all the units involved in the customer service cycle to ensure customer "DELIGHT" o Liaising with product management team, marketing and other centers & verticals for new product development, service enhancements and sales initiatives.

Qualifications:
Qualifications- MBA / CA/ CAIB
6yrs of Banking experience; out of which 3-4yrs in Retail Liabilities

Skills Required