Job Description

Opportunity to work with Best Bank of Country - Kotak Mahindra Bank Department Agri Business Group (Agri SME - Working Capital Loans) Job Title Relationship Manager - Grade - M3 / M4 (Manager / Sr. Manager) - Portfolio Management Reporting to Area Sales Manager (ASM) Location ? Candidate should be self-motivated & strong relationship management skills. Requires decent communication skill, understanding of local language will be an advantage. ? To manage and grow existing portfolio of customers in Agri, Food processing & MSME Industries by offering loan products in line with customer requirements of Working capital (fund based/non-fund based) & Term Loan facilities ? Build a strong & robust customer base to increase both assets and liabilities, earn revenue by providing them high standards of service on an ongoing basis. ? Deepening relationship with existing customers through Cross sell liability & other third party products. ? Continuous monitoring of the accounts to ensure business is a per budgets ? Regular monitoring of accounts to ensure there are no delinquencies, portfolio hygiene, post disbursement deferrals closure in time, security perfection ? To engage with Credit & risk function, legal & technical teams, RCAD & GR team for customer requirements. ? CA / Graduate / Post Graduate Diploma / Post Graduate in Banking and Finance / Fresher CAs and MBAs can also apply ? People from different industries, such as from Agri Input Industries / Accounting firms / insurance companies / rating agencies / NBFCs / MFI Industries / Branch banking background can also apply. ? Strong oral and written Communication ? Relationship Management Skill Job Requirements Job Profile