Job Description

Job Title -
Regional Manager- RCU
Place of work
-Kolkata
Business Unit
- Retail Banking
Function
- Risk
Job Purpose:
The role holder has the responsibility of managing the Risk Control activities covering all products across the Retail platform within the region. The role holder is expected to undertake evaluation of business processes on the basis of random sampling of loan proposals on pre-defined parameters, document and report the findings together with process enhancements to management. It will include analysis of critical MIS reports for identification of uneven trends, undertake fraud investigations and implement fraud control measures to minimize losses.
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Roles & Responsibilities:
Managing entire RCU activities for the assigned region
Undertake risk control, Fraud Control(FCU/RCU),Investigations & Field Verifications activities in the allocated area
Pre-disbursement sample verification for checking authenticity of documents
Post-disbursement sample checking through borrower visits
Regularly monitoring RCU agencies
Co-ordinate with the location teams for any FCU related issues like fraud rackets, internal frauds, investigation of linked locations
Ensuring that the risk of various processes being outsourced to DSAs & CPAs is mitigated
Maintaining and sharing of MIS at approved intervals
Ensure sanctity of Data reported
Ensure audit of assigned business for verifying process compliance
Implement projects in core risk infrastructure, tools, systems and data
Ongoing research and keeping abreast with the latest fraud trends and providing updates to various departments within the Bank
Manage fraud surveillance mechanism on banking transactions
Co-ordinate with branches and other business departments and support units on investigations and to implement the anti-fraud or corrective measures
Managerial & Leadership Responsibilities:
Mentor and coach senior team members to percolate ethos of customer centricity, innovation, compliance and integrity
Attract & retain best-in class talent to meet Bank's rapid growth targets
Educational Qualifications:
Graduate - Any
Post Graduate - MBA Finance
Experience:
Minimum of 10 + Years of experience in RCU