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About Retail Credit and Wholesale Credit:
The Retail Credit and Wholesale Credit department focuses on the collection of the bank's various loan products like Home Loans, Car Loans, and Personal Loans among others. While underwriting department focuses on risk mitigation towards the loan offered to the customers. The department is key for the Loans business vertical as it is responsible for controlling and ensuring timely EMI collection and maintaining risk of the business.
About the Role:
Manage the Pan India credit appraisal process for Personal Loans, Auto Loan, Credit Cards (Commercial and Retail); also responsible for the credit process pertaining to Retail Asset FCY Loan and Over Draft Against Fixed Deposits (Individuals) and Gold Loan High Value credit underwriting. The role encompasses the end to end credit operation process including vendor management and management of the Underwriting Officer located at Mumbai and Hyderabad and Noida.
Key Responsibilities:
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