Job Description

We're seeking someone to join our team as Associate in Credit Risk.
In the Firm Risk Management division, we advise businesses across the Firm on risk mitigation strategies, develop tools to analyse and monitor risks and lead key regulatory initiatives.
Since 1935, Morgan Stanley is known as a global leader in financial services, always evolving and innovating to better serve our clients and our communities in more than 40 countries around the world.
What you'll do in the role:
Ability to analyze & assess credit strengths and weaknesses of UNHI (ultra-high net worth) clients in Asia Pacific.
Ability to analyze loan to value (LTV) across asset classes such as Equity, Fixed Income and interpret financial statements of companies focusing on key financial ratios.
Prepare credit memos to support annual credit reviews and monitor credit conditions.
Contribute towards timely and accurate completion of various applicable regulatory and internal reporting requirements
Conduct industry research and develop sovereign and macro risk views as required to support decision making.
Provide analytical support for complex derivative products and perform adhoc data analysis/monitoring reports as per business requirement.
Liaise with global credit and risk team members on tasks involving credit portfolio management, stress testing, data quality remediations.
Understanding of applicable regulatory and internal policies and standards and their application
Ensure accuracy of risk data, resolving data attribute issues with regards to collateral and traded products
Focus on developing deep domain knowledge and SME capabilities
Stay updated on various products, develop industry knowledge and its impact on business, and proactively discuss / share opinions with senior coverage stakeholders.
Ability to participate and represent the team in global projects relevant for the team
Partner with colleagues across the globe to achieve your goals and to gain insight into how a global organization operates Skills required
Three to four years prior experience in Credit Risk Management. Previous experience in covering HNI clients in Asia and performing risk management and understanding of derivative products is an advantage.
Possess excellent interpersonal, oral and written communication skills with a proven ability to build solid relationships with global, regional and local stakeholders.
Strong team player and at the same time takes ownership to drive strategic objectives
Self-motivated and proactive attitude, with relentless attention to detail and an inquisitive nature
Possess strong problem identification and solution techniques
Good collaboration skills in a team-oriented environment
What you'll bring to the role:
Bachelor's or higher degree and a keen interest in the world of finance; CA/CFA/FRM cleared candidate is an added advantage.
Excel VBA, SQL is preferred or a strong willingness to develop these.
Proficient with Microsoft Office package, especially advanced Excel, and PowerPoint.
WHAT YOU CAN EXPECT FROM MORGAN STANLEY:
At Morgan Stanley, we raise, manage and allocate capital for our clients - helping them reach their goals. We do it in a way that's differentiated - and we've done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work.
To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices? into your browser.
Morgan Stanley is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives, and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing, and advancing individuals based on their skills and talents.

Skills Required