Job Description

How would you shape finance?
Sopra Banking software has an opportunity for a Business Consultant in our PS team at Pune location. Be part of one of the world’s fastest growing fintechs. Design the future of finance together with 5,000+ industry experts. Create your own tailor-made fintech career, and find your own path. Be part of Sopra Banking Software, and let’s carve out the future together. Discover SBS on YouTube
Key skills required:- Key Words (Servicing): Calculation Methods, Tax Norms (Local ,Global), Lending Regulatory Knowledge, Accounting – Cashflow/Fundsflow (IFRS, iGAAP), Re-Amortizations, Restructuring, Rescheduling, Receivables, Payables, Pay-Off Management, Collections, Stock Audit, Collateral Management, (Exposure in Retail, Wholesale & Commercial lending preferred) Key Words (Business Analysis):Problem assessment, Solution Pitch, Requirement Assessment, Solution Customization, Requirement Gathering, Technical Documentation, Software Development, API Integration, Implementation Support, UAT, Demo, Training, User Documentation. Key Words (Project Management):Work Breakdown, Roadmap, Efficiency Management, Status Tracking, Business Presentation, Workforce Management, Agile, Scrum. Key Words (Technology): MS Office Complete Suit, Visio, JIRA, Confluence, Oracle, MS SQL. Business Analysis skills:

• Functional expertise and proven competencies in the Lending domain is a must, particularly in the Wholesale and Commercial Finance. Exposure in Auto Servicing (Loan/Lease) for banks/captive finances coupled with good analytical skills is an added advantage
• Knowledge of Corporate Lending, Commercial loan/lease originations, credit, pricing, loan servicing, collections and accounting with expertise in at least one of the areas
• Proficient in understanding process/product requirements and converting those into functional requirements/specifications while ensuring they are in line with the business objectives
• Strong communication skills and strong client facing skills
• Adept in conducting Gap Analysis with client requirements and legacy product to ensure that the proposed model is supported by the system
• Extensively document user stories
• Proficiency to adapt agile methodologies and processes: Effectively co-ordinate with cross-functional/cross located agile teams
• Carry out feasibility studies and coordinate with technical teams to complete acceptance criteria and provide support to develop/enhance the product
• Work in collaboration with the QA (Quality Assurance) team to review all test scenarios and test cases to ensure maximum coverage of business functionality
• Prepare and communicate periodic reports detailing Team's progress on the work assigned. Proactively highlight any foreseen risk with respect to the deliverables
• Provide business requirement specifications walk-through to project stakeholders and conduct turn-over sessions with business users
• Makes recommendations to improve business processes and provide financial or operational business related analysis and research to support business goals
• Assisting junior/other business analysts in functional and product knowledge and providing domain-related expertise to Delivery Teams
• Uses regulatory norms and business processes as guidelines to arrive at the solution while ensuring process adherence
• Keeping oneself in regular touch with new / changing trends in Auto Finance Industry

Product and IT related experience:

• Experience of requirement gathering, solution, design and implementation of any leasing or lending product (LoanPath, Finnone, Finacle , InfoLease, Odessa, LeaseWave, FLEXCUBE, etc.)
• Ability to understand and provide solutions for data migration and integration
• Good working knowledge of SQL (queries)
• Fundamental understanding of database design concepts
• Oversight of the change-management process (data conversion, user training, integration…)
• Own and execute configurations in line with business requirements
• Implementation and reconciliation support to business users and stakeholders

Experience and Education

• B. Tech/ B. E./ B.Com + MBA (Finance) with 6-12 years’ experience.
• Bachelor’s degree in Accounting, Finance, Statistics, or Economics with a Master’s in Business Administration or a similar field would be preferred.
• Customer facing skills and stakeholder management experience are key attributes of the role.

About Sopra Banking Software Our teams consist of exceptional people with Entrepreneurship, Diversity, Respect, and Collaboration as values at the core. We bring together people from different lifestyles, backgrounds and cultures to partner with more than 1,500 leading financial institutions worldwide. The rich variety of our solutions, the strength of our conviction and our passion for innovation enable us to support our clients on a daily basis and in their future projects, as well as in their goals regarding financial inclusion. Our customers, based in over 80 countries, benefit every day from our technologies and software, as well as the expertise of our 5,000 employees. Sopra Banking Software is a subsidiary of the Sopra Steria Group, a European leader in consulting, digital services and software development. With more than 46,000 employees, the Sopra Steria Group generated a turnover of €4.3 billion in 2020. And with the power of our parent group, Sopra Steria, behind us, anything is possible for our teams and our partners.