Job Description

:

Credit Card Portfolio - Inorganic Portfolio Manager

Department:

Credit Card-Marketing HO

Experience Level:

6 to 8 years overall (3-5 years in credit card domain is preferred)

Key Responsibilities

Manage the complete PLCC product lifecycle from ideation to launch by driving continuous improvements based on customer insights, regulatory inputs, and market trends. Collaborate with cross-functional teams such as Marketing, Campaigns, Cards Operations, BU teams, Risk, and Technology to gather business requirements and ensure timely, aligned execution. Demonstrate a thorough understanding of internal policy frameworks, regulatory requirements (e.g., RBI's Digital Lending Guidelines), and digital customer journeys Leverage performance metrics and campaign analytics to track business KPIs, customer behavior, and product penetration to identify opportunities for optimization
Monitor and prioritize product changes, enhancements, and feature rollouts while coordinating with technology teams to ensure timely and quality delivery

Job Requirement

Good understanding of payment systems and products like UPI, CC, DC Experience of working with networks like Rupay, Visa, Mastercard CA or Engineer with MBA with 10+ years experience Leadership skills to manage and work with cross functional teams without direct reporting structure Ability to liaise internally & influence cross functional teams in a matrix organisation * Strong problem solving skills and ability to own tasks end to end