Job Description

Job Category: KMBLDegree Level: Bachelor's Degree:

• Develop a comprehensive product strategy for Home Loans and LAP, considering market trends, customer needs, and competitive landscape
• Conduct market research to identify opportunities, assess customer preferences, and stay updated on industry developments
• Lead the end-to-end product development lifecycle, from ideation to launch, including defining product features, pricing, and underwriting criteria
• Work closely with sales, marketing, operations, and technology teams to ensure seamless product execution and customer satisfaction
• Continuously monitor product performance, KPIs, and customer feedback to make data-driven decisions and drive improvements
• Manage the budget for product development, incentives, and other related activities
• Monitor mortgages portfolio's performance in terms of Profitability , growth and risk metrics
• Provide support to sales channel to improve product understanding and drive business
• Ensure all product and processes comply with regulatory requirements and guidelines

• Qualification - MBA
• Minimum 15+ years of experience in product management with Banks/NBFCs in Home Loans and Loan Against Property.
• Proven track record in developing and managing successful loan products
• Analytical mindset with an ability to interpret market and financial data, Strategic in thought tactical in execution
• Must have a tech mindset to product management
• Excellent communication , negotiation and leadership skills

Kotak Mahindra Bank