Job Description

JOB DESCRIPTION Portfolio Manager Exp: 2 Yrs Loc: Delhi Primary Skills: Business Loans, Working Capital

Roles and Responsibilities

• Should be able to understand various business profiles End to end complete customer assessment by visiting his business place, residence and security proposed with ownership attitude. Understanding of inherent credit, collateral, operational and fraud risks. Good knowledge of legal documents and associated risk. Imparting regular training to sales team & credit team about product and policy and updating team about all relevant changes which can impact the customer repayment capacity and performance ability. Organizing and performing task within defined TAT for file processing. Preparation of customer assessment Memo and cash flow analysis and bank statement analysis. Managing and complying Over the counter / post disbursal documents and ensuring compliance of company\'s norms. Handling team of credit managers in branches under given cluster. Ensuring proper and seamless operations at allotted branches. Ensuring that all team members have knowledge about company\'s Policy and procedures for effective underwriting of proposal. Should be able to set culture of Risk vs reward while underwriting the transaction. Regular travel and touch base at the allotted branches and ensuring complaince of policies and procedures. Maintaining Portfolio MIS, Delinquency MIS and other operations relared MIS of the cluster and regularly reporting the same. To be updated about local parameters such as legal /political/ industry demographies, To regularly update seniors about any local development which can be detrimental to franchise Adhering to the company\'s policies and ensuring complaince of the same.