Job Description

Manager - Risk for a leading Financial Services organization in Mumbai

Our clients are a leading Financial Services Fintech organization having a national presence and growing extremely rapidly. They have extremely ambitious plans and are looking for an extremely competent professional senior manager to take on independent responsibilities as Manager - Risk based in Mumbai.

- Our clients are looking for accomplished Risk professionals with a CA or CS or MBA (2 - years full time) with 5 - 15 years of strong and relevant experience with leading Banking / NBFC / Fintech organizations / Small Banking Financial / MFI organizations.

- Must have in-depth knowledge of SME business (low ticket portfolio/ SME LAP/Mortgage/PL).

- Ideal candidates must be able to demonstrate a high degree of initiative, ownership, and integrity and possess a strong entrepreneurial drive and vision.

Candidate / Job Profile :

1. Sound Knowledge of Product Design & Policy design - Including (but not limited to) Application Scorecards & Behavioral Scorecards

2. Risk Measurement, Portfolio Tracking & Analysis - Understanding of Key Risk Performance Indicators (including Static pools, Lagged & Coincidental delinquency) as well as Expected Credit Loss (ECL) Model Design & implementation. Throughput Analysis & Reject Analysis (for Policy Improvements

3. Ability to Formulate Credit Policies (New as well as Modifications) including the ability to articulate/write Clear & Crisp Credit Policy Documents

4. Sound Knowledge of Processes & Systems in the context of Risk & Business objectives, as well as Regulatory Guidelines. Ability to Lead Projects (incl. Prepare BRDs) for implementation of system modifications resulting from Policy Design.

5. Ability to deal with Sr. Management / Heads of Depts to ensure closure of open discussion items in Policy Formulations & Implementation. Ability to influence departmental teams to ensure policy implementation objectives are met.

The position is expected to be closed in the next 4 weeks.

Our clients offer excellent salaries and career growth prospects.

Kindly also provide the below information:

Year of completing CA / MBA / CS:
Name of your current organization:
Annual turnover of your organization (Rs. crores):
Total AUM of your organization (Rs. crores):
Average ticket size of loans disbursed by your organization:
Number of branches operated by your organization:
Your organization's core activities - products/services:
Your current designation:
Your current function:
Who do you report to:
Your current KRAs / KPIs:
Total Headcount of your organization:
Size of the team directly reporting to you:
Number of CAs / MBAs directly reporting to you:
Total team size led by you:
Your current CTC (lakhs, per annum):
Your expected CTC (lakhs, per annum)
Joining time, if selected:
Your availability date/time for the interview:
Your total number of years of experience:
Total Number of years of experience in Financial Services / FinTech organizations:
Where do you reside in Mumbai:
Your willingness to work in a FinTech organization:
Reason/s for seeking a job change:
Your contact/mobile number: