Job Description

Credit Risk : A successful candidate would work as an EXL consultant with a leading US Financial Services Organization on an unsecured lending portfolio. The job will require the consultant to work on: . Support tactical & strategic risk analytics initiatives for US based banks\' Risk team . Develop risk policy for Point of Sale (POS) lending, Buy-now-pay-later (BNPL), and Credit Card solutions . Design A/B testing frameworks with Design of Experiments (DOE) methodology to optimize risk management programs . Policy analytics to make sure correct customer segments are targeted and acquired . Recommend changes to business strategy and risk management policies . Build reporting/BI frameworks for Risk teams within the organization . Evaluate effectiveness of current policies & strategies, manage the monthly dashboards and ad-hoc analysis, analyze tests & performance related to funnel performance, portfolio verification performance and post issuance loan performance . Clearly communicate analysis as presentations to technical & non-technical groups . Develop and maintain effective working relationships with colleagues in other areas of Risk Management. . Summarize analytical findings into presentations and share analysis & reports with senior leadership. . Maintain a high degree of technical and policy understanding with respect to credit risk. . Manage assigned projects in a timely manner, ensuring accuracy and that deliverables are met. . Train, coach and develop team members Qualifications: . 3-10 years of experience in Analytics and Decision Science. . Risk Analytics experience: Portfolio analytics, Acquisition and Line Management, Policy audit and analytics, Reporting/Dash-boarding, Performance tracking (should have a knowledge of risk concepts like delinquencies, pre-payments, loss curves etc.) . Past experience in problem solving roles, strategic initiatives etc. . Knowledge in Banking Domain . Hands on work experience in SQL. . Hands on work experience in SAS/SAS macros would be a plus . Educational Background: B.Tech /B.E from premier/reputed organizations (IIT/NIT preferred)

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