Loan Officer

Year    Bengaluru, Karnataka, India

Job Description

Loan Processing OfficerAbout the Company: Agrim HFC is an Digital Lending Housing Finance Company (HFC) that caters to the informal and semi- formal self-employed businesses using a mix of technology and human touch. The Company is founded by Professional bankers and backed by Impact Investors based abroad, who wish to contribute to housing finance development in India.We are currently recruiting people with professional expertise and proven ability to build a Housing Finance company that transforms the lives and livelihoods of informal self-employed to find a home, finance a home and improve their livelihoods.Job Details: The Loan Processing Officer understands the work of the sales process, credit underwriting, documentation, and processing for secured loans. The primary focus will be to implement credit policies, and analyze credit data, interact with customers to verify and collect credit information and work in close coordination with Sales, Credit and Operations.Credit1. Manage relationships with retail customers on phone who have already expressed their intention to taka a home loan with Agrim HFC and assign the prospective lead to Sales team for addressing.2. Coordinate with Sales and Customer for Sales PD completion by filling the Property details3. Follow up for any Pending Documents from Customers.4. Single point of contact for all leads, logins, MIS, tracking.5. Trigger Legal, Technical and Verification.6. Bank Statement Analyser7.Credit Appraisal Memo Preparation8.Verify and assess each of the customers documents.9.Follow-up with customers for any pending documents.Disbursal1. Prepare the Loan Disbursal Documentation and trigger E-Sign.2. Explain the sanction condition to the customer while signing the docket.3. Collect Original PDC's & Disbursal Documents.4. Keep Track of OTC's and PDD Documents.5. Collect all Original Documents from Sales Team and Send it to Vault Custody.6. Preparing draft MODTD and MOE.Experience & Skills:

  • A minimum of 1-2 years in home loan CPA/ Sales Coordination
  • Knowledge of Excel, Word & MIS
  • Tech Savvy
  • This is a Work from Office requirement
  • People friendly having good communication skills.
Further details of the company on https://agrimhfc.com/ and https://www.facebook.com/agrimhfc/.Reporting to : Branch Credit ManagerJob Type: Full-timeSalary: ?15,000.00 - ?30,000.00 per monthJadwal:
  • Day shift
  • Morning shift
Ability to commute/relocate:
  • Bengaluru, Bengaluru - 560022, Karnataka: Reliably commute or planning to relocate before starting work (Required)
Application Question(s):
  • Current CTC?
  • Expected CTC
  • Notice Period?

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Job Detail

  • Job Id
    JD2863113
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Bengaluru, Karnataka, India
  • Education
    Not mentioned
  • Experience
    Year