Individual Relationship Officer Personal Loan

Year    Bhilwara, Rajasthan, India

Job Description

Role/JobTitle: Individual Relationship Officer- Personal Loan
Business: Retail Banking
Function/Department: Rural Banking
Place of Work: All Rural Branches
Job Purpose:
To Start Personal Loan in Rural Market and service and source the product.
Roles & Responsibilities:
'. Identifying Business owners / entrepreneurs in the defined catchment and identifying / assessing their business loan needs

  • Map out prospects in the town to scope business potential
  • Disburse Personal loans based on needs assessment
  • Conduct end-use checks as specified post disbursal of loans
  • Achieve monthly and annual loan booking targets
  • Cross-sell products and services to both new and as well as existing customers as per their lifestyle, risk profiling and requirements
  • Contribute to penetration of liabilities business in Rural markets through lead generations and account opening as per needs of customer
Secondary Responsibilities:
'. Maintain high collections efficiency through discipline and drive
  • Preparation of accurate documentation of loans.
  • Coordinate with operations officer to ensure timely data entry
  • Nudge behavioural changes in customers to move towards online banking
  • Ensure compliance as per the bank requirements

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Job Detail

  • Job Id
    JD2877269
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Bhilwara, Rajasthan, India
  • Education
    Not mentioned
  • Experience
    Year