Job Description

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As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class.

JPMorgan Chase is investing in a digital transformation strategy, exploring innovative ways to attract customers, deepen customer engagement and achieve increased customer satisfaction through efficient and thoughtful interactions with digital products and experiences. We continue to strive toward transforming customer experiences, simplifying business processes whilst remaining laser focused on product excellence.

In this role, you will support innovation & design as well as assist in technical implementation of analytical data, dashboards, and associated processes for International Consumer Business (ICB) - Chase UK. As the Oversight and Analytics lead for risk data team , you will be required to manage a team of data analysts and work closely with senior team members and wide range of stakeholders such as business, data providers, and support functions to understand requirements, complete feasibility study, and create proposals around credit and fraud risk needs to conduct complex analysis and provide accurate and concise results with recommendations to management.

This an excellent opportunity for an individual who thrives in a fast-paced, team-oriented environment where strong analytical skills, business acumen, and excellent communication skills will be fully leveraged.

Responsibilities

• Seasoned risk professional with strong data management , governance & visualization expertise to support risk teams by coordinating with various stakeholder and ensuring delivery per business needs for retail credit products.
• Manage business requirement in a structured manner, keep stakeholders updated of progress & challenges and navigate through various stakeholder to deliver on work assigned.
• Work closely with a range of stakeholders across the ICB organization, including business leads, data providers and technology colleagues to understand requirements, complete feasibility studies to create proposals and development requirements for implementing decisioning system functionality.
• Be responsible for production and substantiation of a varied range of monthly and quarterly data , reporting and control needs around credit and fraud risk.
• Interact with key functional stakeholders to understand requirements, identify data sources, work with end-users and our leadership team, to deliver objectives.
• Work with technology partners in the preparation of data, dashboards and qualitative analysis to summarize and present key risks in a succinct manner
• Able to perform data analysis using technical tools e.g., Python, SAS, SQL, MS-Suite, Alteryx , Tableau , Looker
• Partner with risk reporting, risk management, finance and technology teams across locations
• Present to senior management team and Chief Risk Officer to articulate key risks and trends.
• Implement and maintain remediation solutions for risk reporting to ensure compliance to BCBS 239.
• Provide relevant training for standard methodologies and tools to new team members
• Strong people management skills and experience managing small teams

Minimum Skills, Experience and Qualifications

We are looking for someone excited to join our organization. If you meet the minimum requirements below, you are encouraged to apply to be considered for this role.

• 10+ years of experience in designing and architecting data and reporting solutions
• 3+ years of team/ people management experience
• Thorough understanding of data structures , data manipulation , metadata , data security and data quality manipulation.
• Experience in developing strategies for effective data analysis and reporting
• Experience leading and developing a team of data analysts / BI engineers
• Experience in data warehousing, logical data model, data management, data analytics, data governance, reporting and dashboard
• Exposure around utilizing statistical models/ algorithms and data visualization techniques
• Overall experience of 10+ years and relevant 6+ in Banking/ Financial Services with building and project managing analytics solutions Experience with relational databases utilizing SQL to pull and summarize large datasets, report creation and ad-hoc analysis
• Demonstrate ability to think beyond raw data and to understand the underlying business context and sense business opportunities hidden in the data
• Excellent verbal and written communication skills
• Data analytics using Python is a plus
• Advanced MS Office suite skills (Excel, Word, PowerPoint, Visio, Project)
• A very strong track record of ownership and accountability will be key to the success of this role
• Experience of working in an Agile framework
• Highly effective in narrating the analytical output to stake holders, draw agreement on business actions or formulate impact strategies
• Knowledge of UK Retail Banking , Credit Risk and Fraud Risk is a must

Additional Skills, Experience and Qualifications

The following additional items will be considered but are not required for this role

• Highly self-motivated with an ability to work under pressure, prioritize multiple tasks, and execute to completion.
• Well versed in developing new ideas and process re-engineering

About Us:

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world\'s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants\' and employees\' religious practices and beliefs, as well as any mental health or physical disability needs.

About the Team:

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We\'re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.

JPMorgan Chase