Job Description

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Job Title: Regulatory Change and Adherence - Lead
Location: Pune

Role Description :

The team is responsible for incorporating new regulatory demand or changes to existing regulations within Group Finance\xe2\x80\x99s book of work. This includes review of new or changed regulations and corresponding Group policies as well as the preparation and implementation into the business process. It also comprises of the analysis of various DB Group level Risk Metrics and Capital Requirement to ensure compliance.

As lead of Regulatory Adherence you will be responsible for impact assessment of regulatory changes, discuss and communicate regulatory requirements and relevant changes to the respective SME\xe2\x80\x99s and to Finance Change for inclusion in the Change Book of Work. In collaboration with Algorithmic Solutions, Regulatory Advisory and Policy Group, Group Finance FDs and other Group Finance functions the team will prepare and drive regulatory changes. In addition, you will analyse DB Group regulatory outputs especially regarding further automation and cross reference validations.

What we\xe2\x80\x99ll offer you

As part of our flexible scheme, here are just some of the benefits that you\xe2\x80\x99ll enjoy

• Best in class leave policy
• Gender neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender neutral)
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above
• A range of flexible benefits that you can tailor to suit your needs

Your Key responsibilities:

• Manage and coordinate regular review of new (CRR3) or changed regulations within the Group Finance Regulatory Adherence process
• Ensure active participation in New Regulatory and Capital Requirements\xe2\x80\x99 working groups and produce timely and accurate impact assessment of new changes which impact Credit Risk exposures, RWA, EC/EL and Leverage Ratio exposures
• Engage with key stakeholders (Group Finance FDs, RPAG, TDI, Finance Change) to address relevant change requirements to core engine calculations and drive their implementation
• Manage collaboration with various functions (incl. TDI, RPAG) to ensure compliance of current implementation (CRR2) with internal and external policies and guidance
• Own and drive participation in CfA on current and new regulations e.g. QIS/BIII Monitoring exercise conducted by BCBS & EBA
• Drive audit related changes e.g. implementation of TRIM limitations applicable on risk parameters
• Independently run impact assessment on Key Risk Metrics and navigate through the complex algorithms built in the risk engine (FDW) to perform root cause analysis on the exposure calculations. Ultimately the calculated output should reflect the economics of the portfolio as per the applicable regulation
• Collaborate with key stakeholder and ensure adequate UAT approaches, discussion of test concepts/plans, drive change & testing optimization
• Support efficiency generation related to the above topics in the regulatory implementation, compliance and reporting processes
• Provide updates on key topics to senior management, as necessary, through written communications and briefings

Your Skills and Experience :

You will ideally have:

• Master degree with relevant years of work experience in Credit Risk. Preferably CFA and/or FRM
• Expertise in Basel 3 framework, CRR and CRD IV
• Sound know-how of banking industry and capital markets and products
• Thorough understanding of Rik Metrics like RWA, Lev. Exp, EC, EL and their calculation.
• Ability to analyse data and draw meaningful conclusion
• Excellent MS Excel skills. Knowledge of SQL, BI tools like BO, Microstategy preferred
• Strong communication and social skills
• Fluent English. German (oral and written) preferred
• Highly motivated, self-directed with strategic view and experience in a risk & control environment
• Ability to work in a large, complex, dynamic and pressurised environment

You will be:

• Self-motivated, independent thinking, and yet willing to work as part of a direct or remote team
• Experienced in providing thought leadership

• An excellent communicator and influencer across multiple locations, business lines, with the confidence to engage with all levels of seniority
• A clear analytical thinker with the ability to work on stringent deadlines

How we\xe2\x80\x99ll support you

• Training and development to help you excel in your career
• Flexible working to assist you balance your personal priorities
• Coaching and support from experts in your team
• A culture of continuous learning to aid progression

• A range of flexible benefits that you can tailor to suit your needs

About us and our teams

Please visit our company website for further information:

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Our values define the working environment we strive to create \xe2\x80\x93 diverse, supportive and welcoming of different views. We embrace a culture reflecting a variety of perspectives, insights and backgrounds to drive innovation. We build talented and diverse teams to drive business results and encourage our people to develop to their full potential. Talk to us about flexible work arrangements and other initiatives we offer.

We promote good working relationships and encourage high standards of conduct and work performance. We welcome applications from talented people from all cultures, countries, races, genders, sexual orientations, disabilities, beliefs and generations and are committed to providing a working environment free from harassment, discrimination and retaliation.

Click to find out more about our diversity and inclusion policy and initiatives.

Deutsche Bank