Job Description

Key Responsibilities:

Develop and implement effective credit control policies and procedures. Evaluate customer creditworthiness and approve/decline credit applications. Monitor accounts receivable, ensure timely collection of outstanding payments, and reduce overdue debts. Negotiate repayment plans and manage escalations with delinquent customers. Collaborate with the sales team to balance business growth with credit risk management. Maintain accurate records of customer credit history and transactions. Analyze credit data and financial statements to assess risk. Prepare regular reports on accounts receivable status, overdue debts, and cash flow forecasts for management. Liaise with external auditors, banks, and legal advisors on credit-related matters. Train and guide junior finance and collections staff.

Key Requirements:

Bachelor's degree in Finance, Accounting, or related field (CA, CMA, CPA, or MBA Finance preferred). 5-8 years of proven experience in credit control, receivables management, or finance management.Strong understanding of financial analysis, credit risk assessment, and collection strategies. Proficiency in ERP systems and MS Excel.Excellent communication, negotiation, and interpersonal skills. Detail-oriented with strong problem-solving and decision-making abilities.

Preferred Skills:

Industry experience in IT, Service, FMCGAbility to handle high-value accounts and complex credit agreements. Strong leadership and team management skills.
Job Types: Full-time, Permanent

Pay: ₹13,450.03 - ₹43,044.98 per month

Benefits:

Health insurance Provident Fund
Work Location: In person