Job Description

:About Collection Department:The Collection department focuses on the collection of the bank\xe2\x80\x99s various loan products like Home Loans, Car Loans, and Personal Loans among others. While Underwriting department focuses on risk mitigation towards the loan offered to the customers. The department is key for the Loans business vertical as it is responsible for controlling and ensuring timely EMI collection and maintaining risk of the business.About the Role:The Fraud Control Unit (RCU) Regional Verification Team is responsible for detecting fraud by ensuring detailed optimal investigation through sampling of cases, managing agencies and by conducting thorough verification.Key Responsibilities

• Ensure completion of Contact Point Verification and Land Records Verification (wherever applicable as per the designated sampling percentage) of prospective merchants, tractor loan borrowers and other Retail Agri borrowers within the designated TAT
• Responsible for sampling of cases as a percentage of the total cases to ensure compliance.
• Responsible for agency management to organize the business and manage operations more effectively.
• Ensure adherence to guidelines by post sanction / disbursal document collection and asset verification.

Qualifications:Optimal qualification for success on the job is:

• Graduation/ Post-Graduation from a recognized institute

Role Proficiencies:For successful execution of the job, the candidate should possess the following:

• Knowledge and understanding of Collection and Market Dynamics
• Knowledge of regulatory guidelines and norms
• Should possess operational and system knowledge
• Good communication (both verbal and written) skill in both English and the local language
• Ability to manage complex client situations
• Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment
• Ability to handle pressure and meet deadlines

#ComeAsYouAre \'We are dil se open. Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply\'Skills:Refer to the About Company:Axis Bank is the third largest private sector bank in India. The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses. The Bank has a large footprint of 4,594 domestic branches (including extension counters) with 11,333 ATMs & 5,710 cash recyclers spread across the country as on 31st March, 2021. The Bank has 6 Virtual Centres and has over 1500 Virtual Relationship Managers as on 31st March 2021.The Overseas operations of the Bank are spread over eight international offices with branches at Singapore, Dubai (at DIFC) and Gift City-IBU; representative offices at Dhaka, Dubai, Abu Dhabi, Sharjah and an Overseas subsidiary at London, UK. The international offices focus on Corporate Lending, Trade Finance, Syndication, Investment Banking and Liability Businesses

Axis Bank