Job Description

Job description
Some careers have more impact than others. If you\xe2\x80\x99re looking for a career where you can make a real impression, join HSBC and discover how valued you\xe2\x80\x99ll be. HSBC is one of the largest banking and financial services organizations in the world, with operations in 62 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realize their ambitions. We are currently seeking an experienced professional to join our team in the role of - Credit Risk Generalist Principal responsibilities

• Meet and exceed PLA and KPI targets (Quality, RPH and Operating Efficiency).
• Produce MI as required.
• Observe trends in the application sourcing, quality of data and front office checks, customer profiles and exceptions to proposals and advice the Business to make improvements.
• Identify and escalate potential risks, operational and otherwise.
• Assist the front and back office staff with answers to queries on Credit Policy and processes and ensure that the controls and checks put in place by RCS are adhered to.
• Foster development of co-workers.
• Support achievement of team objectives.

Requirements
Requirements

• Bachelor\xe2\x80\x99s degree, preferably from a Commerce or Finance background.
• Ability to speak and understand English fluently (Medium Voice skills)
• Ability to write business letters and reports
• Strong decision making and analytical skills
• Takes ownership and leads by example
• Takes opportunity to understand business beyond their own immediate work area
• Ability to understand and interpret numeric data.
• Flexibility to work shifts and in split week offs.
• Ability to handle varied responsibilities.
• Recognizes the need to escalate to management.

Candidate with less relevant experience or skills may be offered a lower Global Career Band than stated above. Due to the urgent hiring need, candidates with immediate right to work locally and no relocation need will be prioritized. The chosen candidate for this role will be required to undergo enhanced vetting. Subject to local laws, this will require the individual to satisfactorily pass a series of additional checks as part of the recruitment process and on an ongoing basis, if appointed to the role. HSBC Group reserves its position with regard to any steps which it may take in relation to any material adverse findings which arise either when the checks are originally completed, and/or if relevant, on an ongoing basis. For more information about the enhanced vetting for this role please contact the recruiter for this role. You\xe2\x80\x99ll achieve more when you join HSBC. HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website. ***Issued By HSBC Electronic Data Processing (India) Private LTD***