Job Description

Business: Risk_Management Open positions:1 Role Title: Credit Risk Generalist Global Career Band:8 Location (Country / City ): Hyderabad Recruiter Name : Kalim Uddin Why join us? (Overview of Dept./Function) Job Profile: Credit Risk Generalists oversee the organisation's credit risk exposure derived from banking and financial services activities. They also generate periodic reports to ensure transparency regarding HSBC's risk profile, identify positions that contravene the Group's credit risk policy and tolerances, analyses and comments on market and portfolio developments and supports the implementation of risk valuation models. Role holders will carry out activities that will include most of the following:

• Performing specific routine activities and processes, ensuring accuracy of tasks performed
• Identifying and escalating issues
• Applying acquired knowledge to provide assistance to others
• Understanding and adhering to established policies and procedures in own team
• Supporting change initiatives and escalating any concerns

What you’ll do: (List out Key Responsibilities) Control All staff are responsible for ensuring the effectiveness of the controls that are in place to manage the risks in the processes and activities that they undertake in their day to day role. Conduct Management of conduct is a critical component of all our business activities including, for example, the Group’s strategy and business models, our culture and behaviours, our interaction with customers, our financial markets operations, and our governance and oversight processes. HSBC's approach to conduct is designed to ensure we deliver fair outcomes for our customers and do not disrupt the orderly and transparent operation of financial markets.
Focus on conduct is integral to HSBC’s values and principles, and supports the Group’s strategy for sustainable growth and streamlining of business processes and procedures. HSBC has defined the Global Outcomes relating to Conduct which must be delivered by Global Lines of Business, HOST and the Global Functions. The 15 Global Outcomes are located within the document in this link: Global Risk FIM / Regulatory Compliance / B.25 Global Conduct Policy Whilst all 15 Global Outcomes apply across the organisation, there are more dominant or relevant Outcomes which relate to specific roles. Below is an indicative guide to show which Outcomes are more likely to apply to this job description. All roles within the organisation should adhere to the Outcomes and the local regulatory standards and requirements relating to the markets in which they operate. It is mandatory that the conduct outcomes are included in the profiles and must not be amended. Conduct Statement Strategy & Business Models 1. Our strategy, business models, and the decisions we make deliver fair treatment of customers and do not disrupt market integrity Culture & Behaviours 2. Our culture supports our people and empowers them to consistently do the right thing for our customers and markets in which we operate 3. Our people are competent and committed to the fair treatment of customers and not disrupting the integrity of markets 4. We are open to challenge, we acknowledge when things go wrong, we fix things and we learn from our mistakes 5. We reward and incentivise performance, behaviours and attitudes which deliver the fair treatment of customers and uphold market integrity Customer 6. We know our customers and understand their needs-we actively listen to them and ask the right questions 7. Our products are designed to meet the different needs of our customers, to be competitive and to be understandable 8. Our products and services provide a balanced exchange of value between HSBC and our customers 9. Throughout our sales and servicing we are efficient, transparent and customer focused Markets 10. We manage our products and services so that our customers’ experience is in line with the expectations we set 11. We seek to prevent and will proactively identify actions and behaviours that constitute market misconduct, and respond appropriately 12. Trades are executed in a timely, clear and controlled manner ensuring that optimal execution is achieved for our customers and that HSBC trades are not manipulative 13. We manage conflicts of interest and appropriately handle information to reduce the opportunity for misuse Governance & Oversight 14. Our governance framework provides effective oversight of how we fairly treat customers and uphold market integrity 15. We engage with regulatory bodies in a timely, open and transparent manner
Requirements
What you will need to succeed in the role: (Minimum Qualification and Skills Required) Knowledge & Experience / Qualifications

• Bachelor’s degree, preferably from a Commerce or Finance background.
• Ability to speak and understand English fluently (Medium Voice skills)
• Ability to write business letters and reports
• Strong decision making and analytical skills
• Takes ownership and leads by example
• Takes opportunity to understand business beyond their own immediate work area
• Ability to understand and interpret numeric data.
• Flexibility to work shifts and in split week offs.
• Ability to handle varied responsibilities.
• Recognizes the need to escalate to management.

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