Job Description

We Have Opening In HDFCProfile : Credit OfficerSalary : 3 to 4 LPALocation : DelhiExp : Minimum 1 to 4 YearsEducation : MBA (Regular)Roles and Responsibilities:
? Interpretation of Credit Bureau Report, Assessment of Income, Analysis of Bank
Statements, Assessing eligibility of hubs and service centers
? Customer Interaction to understand needs, finds solutions within the product range
available.
? Calculation of Net Present Values of maturing assets using excel sheets or programs.
? Knowledge of basic legal documentation involved in an acquisition of a home.
? Knowledge of technical fundamentals involved in an acquisition of a home.
? Cash flow method of assessment of NRI Loans, Ability to assess a Self Employed Loan
? Supervision and performance management of all team membersSupervision of all the activities done by Non-Sales Staff / coordinators:
? Sanctioning: - File processing by coordinator within the time, Customer Calling, Query
resolving, File login at HDFC, Faster Sanction, keeping a check on TAT for Login &
Sanction., Checking the Quality of Calls to Customers & Processing by coordinators.
? Disbursement: - Customer calling after Sanction of Case, Disbursement Follow-up
with Customer & Sales force, and Technical Updation for Disbursement, Resolving
Legal Queries, and Fixing of Disbursement, Keeping a Check on TAT of Legal Updation,
Technical Updation, and Disbursement Fixing.
? Project Approval Creation of Property No, Query Resolving, Builder Appointment,
Project Approval, Keeping a Check on TAT of Project Approval.
? LMS Timely Updation of Leads into LMS, Proper Follow-up on the next scheduled
action date, Auditing of Leads, feedback & status.Required Candidate profile
? Must be an MBA or CA (finance or banking background preferred)
? Should have risk assessment skills along with vast experience in the field of
underwriting
? Hands on experience in self-employed assessment.
? Must have minimum 2 - 3 years of team handling experience
? In depth understanding from sourcing to disbursement.
? Effective communication skills (verbal & written)
? At least 4 years of experience in the credit assessment field from home loan industry
? Solution orientation and ability to work under strict deadlines
? Should be willing to travel on a needed basis.Job Type: Full-timePay: ?300,000.00 - ?400,000.00 per yearSchedule:

• Day shift

• Delhi, Delhi - 000000, Delhi: Reliably commute or planning to relocate before starting work (Required)

• total work: 1 year (Preferred)