Job Description

JOB DESCRIPTION


Job Role :As part of Credit Team for Working Capital Finance


- Managing team of Credit Managers


- Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based )


- Under writing cases with desired level of quality and enabling achievement of branch business target by proper training.


- Visiting customers for personal discussions and deal structuring


- Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained


- To evaluate proposals of customers for Home Loans, Loan against Property


- Decision making within defined TAT


- Understanding of property related aspects (like legal title and market value of the property) is an added advantage


- Coordinating with sales, operations, legal, technical and customer service








Job Requirements:




- Qualification- CA with relevant underwriting experience


- Job Knowledge -


o Technical underwriting experience


o Analytical skills


- Skills & Experience -


o Experience of 2-4 years in relevant working capital products is desired,


o Should be able to handle time bound activities effectively


o Should be an effective team player.


o Should have a sense of urgency & keenness to learn.